Installments Card Product Director

Lead the Installments card business, including design and execution of product strategies to drive growth and profitability
Develop long-term strategic plans and set business targets, budgets, and KPIs for the portfolio
Align strategy and product roadmap with senior leadership and company-wide goals
Oversee development of new installments card products, features, and benefits
Research emerging trends and customer behaviors to drive innovative solutions
Formulate go-to-market strategy with marketing and communications partners
Partner across the enterprise to implement new products and features
Create test-and-learn strategies with Data and Analytics, Marketing, and Product Analytics to drive engagement, deepening, and household growth
Lead cross-functional teams across Marketing, analytics, technology, and credit risk for installments campaigns
Leverage customer data and insights to improve the value proposition and customer experience
Ensure installment products comply with regulatory requirements, internal policies, and industry standards
Develop and monitor risk management frameworks with credit risk, fraud prevention, collections, and disputes partners
Monitor portfolio performance and adjust credit policies to mitigate risk
Build, lead, and mentor a team of product managers
Manage team performance, career development, and training initiatives
Oversee portfolio revenue, costs, profitability, and operational metrics
Communicate product performance and incorporate stakeholder feedback into product and go-to-market strategies
Report KPIs, financial results, and strategic initiatives to senior management
Develop and manage relationships with vendors, payment networks, fintech companies, and credit bureaus
Negotiate favorable terms with external partners
Perform other duties as assigned

Requirements

• Bachelor’s degree
• 10+ years of Card or related payment products, oversight and experience
• 5+ years working with payment third party vendors for core payments capabilities (processing, core payment functionality)
• 5+ years in demonstrated experience in product development, forecasting, business case development, strategic planning, project management and tactical implementation
• Master’s degree preferred
• Deep knowledge payment products and financial services
• Experience with BNPL or installments products
• Familiarity with emerging trends in Consumer and Business BNPL and installment payments including competitive landscape and third-party vendor capabilities
• Experience evaluating Third Party capabilities and organizational fit
• Experience with technical implementations involving one or more vendor partners
• Experience with product innovation, customer acquisition strategies, and digital transformation in the payments space
• Strong financial acumen and ability to drive profitability
• Strong leadership and team management skills
• Excellent strategic thinking and decision-making abilities
• Effective communication and stakeholder management skills
• Ability to work in a fast-paced, high-pressure environment
• Strong understanding of credit risk, financial analysis, and regulatory compliance in the credit card industry
• Demonstrated ability to quickly analyze situations and risks, determine paths of action, and execute flawlessly
• Excellent skills with MS Word, Excel and PowerPoint
• Candid and concise communication skills
• Excellent executive-level presentation skills
• Must be savvy and passionate about driving execution and results
• Strong team player; prioritizes team accomplishments over individual priorities

Core Competencies

Demonstrates expertise in leading product strategy and execution for Installments card products, with a strong focus on financial acumen, regulatory compliance, and cross-functional team leadership. Proven ability to drive growth through innovative solutions, strategic planning, and effective stakeholder management.

Highest-signal resume keywords

• Product Development
• Payment Products Expertise
• Strategic Planning
• Team Leadership
• Regulatory Compliance

ATS Optimization Keywords

Hard Skills

• Product Innovation
• Financial Analysis
• Risk Management
• Project Management
• Business Case Development
• Customer Acquisition Strategies
• Digital Transformation
• Technical Implementations
• KPI Reporting
• Budget Management

Soft Skills

• Effective Communication
• Strategic Thinking
• Decision-Making
• Team Management
• Stakeholder Management

Industry Keywords

• Installments Products
• BNPL
• Payment Processing
• Credit Risk
• Financial Services
• Vendor Management
• Consumer Behavior
• Market Trends
• Regulatory Requirements
• Competitive Landscape

Tools & Technologies

• MS Word
• MS Excel
• MS PowerPoint

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