Loan Processor

Job Description

Job Description

Benefits:

• Bonus based on performance
• Competitive salary
• Training & development

The Position

Americana Home Loans is seeking an experienced Loan Processor for our Las Vegas area office. The Loan Processor is responsible for reviewing, verifying, and processing residential or commercial loan applications to ensure accuracy, completeness, and compliance with federal and Nevada lending regulations. This role acts as a liaison between borrowers, loan officers, underwriters, title companies, and lenders to facilitate timely loan approvals and closings.

Key Responsibilities

• Review loan application files for completeness and accuracy
• Collect and verify borrower documentation, including:
  • Income and employment verification
  • Credit reports
  • Bank statements
  • Tax returns
  • Asset documentation
• Communicate with borrowers, loan officers, underwriters, escrow/title companies, and third parties
• Order appraisals, title reports, flood certifications, and other required documents
• Ensure loans meet investor, lender, FHA, VA, USDA, and conventional guidelines
• Maintain compliance with:
  • Federal lending regulations
  • Nevada mortgage and banking requirements
  • Company policies and procedures
• Submit complete loan packages to underwriting
• Clear underwriting conditions in a timely manner
• Monitor loan pipeline and closing deadlines
• Prepare final loan documents for closing
• Maintain accurate records within loan origination systems

Qualifications

• High school diploma or GED required
• Associate’s or bachelor’s degree preferred
• 1–3+ years of mortgage or loan processing experience preferred
• Knowledge of:
  • Conventional, FHA, VA, and USDA loan programs
  • TRID, RESPA, and federal lending regulations
  • Nevada mortgage practices
• Experience with loan origination software 
• Strong organizational and communication skills
• Ability to manage multiple files and deadlines
• Detail-oriented with strong analytical skills

Preferred Skills

• NMLS licensing knowledge
• Customer service experience
• Familiarity with Nevada real estate and escrow procedures
• Ability to work in a fast-paced environment

Work Environment

• Full-time position, in-office
• Standard business hours of 8:30a - 5:30p, with occasional instances to attend to client follow-up after hours

About Americana Home Loans: 
Americana Home Loans, LLC. was established in 2020. We are dedicated to providing exceptional customer service, personalized guidance, and a seamless mortgage experience for homebuyers and refinancers. Our team of mortgage professionals has a deep knowledge of current mortgage market trends, loan programs, and evolving regulations.

Headquartered in Henderson, Nevada, Americana Enterprise, LLC. is made up of the following five entities: Americana Real Estate, Inc. (dba Century 21 Americana), Americana Property Management, LLC., Americana Home Loans, LLC., Americana Real Estate School, LLC., and Americana Title Agency.