Life and Living Benefits Specialist

Job Description

Job Description

ValuTeachers, Inc. — Ponte Vedra Beach, FL
Full-Time · On-Site · 1099 Independent Contractor · 100% Commission + Ramp-Up Stipend

YOUR LICENSE IS WORTH MORE HERE
Most licensed agents spend their days chasing cold leads, fighting gatekeepers, and grinding for appointments that go nowhere. This role is different. ValuTeachers has been serving the K-12 educator market for 25 years. Your leads are warm, your market is defined, and your clients are already enrolled — they just need someone to show up and do the work.
We are looking for a licensed Life Insurance professional with financial acumen who is ready to put their credentials to work in a structured, high-earning specialty practice. If you know how to read a financial picture and have a conversation that moves people to action, you will find this role unusually productive.
WHAT YOU WILL DO
• Conduct virtual and occasionally in-person retirement planning consultations with assigned educator clients
• Review 403(b) accounts, retirement income gaps, and protection coverage
• Present life insurance and living benefits solutions from National Life Group's product portfolio
• Develop individualized retirement strategies and guide clients through next steps
• Maintain client records and follow up on open action items through our CRM system
• Collaborate with internal teams to ensure compliant, efficient service delivery
WHAT MAKES THIS OPPORTUNITY DIFFERENT
• Established market access. No cold prospecting.
• Nearly 130,000 educators and school system employees are currently enrolled across 7,000 school systems nationwide.
• You are assigned a client list. Your job is to work it.
• Top earners on our team exceed $200,000 annually.
• A ramp-up stipend bridges your first 90 days while you build momentum.
• Work out of our collaborative, professionally appointed office in Ponte Vedra Beach, Florida.
WHAT WE ARE LOOKING FOR
• Active Life Insurance License (Florida or transferable equivalent required)
• Financial acumen — comfortable analyzing and discussing income, cash flow, debt-to-income, and retirement projections
• Strong consultative communication skills — you explain complex topics clearly and guide clients with confidence
• Prior experience in financial services, insurance sales, or a client-facing advisory role
• High degree of self-motivation and personal accountability
• Knowledge of 403(b), IRA, or tax-advantaged retirement vehicles is a plus
• Proficiency with virtual meeting tools and CRM systems
COMPENSATION & BENEFITS
• $75,000–$200,000+ annual income potential (top earners exceed $200K)
• 100% commission-based with a 90-day ramp-up stipend
• No earnings ceiling
ABOUT VALUTEACHERS
ValuTeachers, Inc. has been helping educators and school system employees retire with financial confidence since 1999. With more than 25 years of experience in the 403(b) and educator benefits market, ValuTeachers employs over 600 financial service representatives serving up to 7,000 school systems nationwide. The organization operates through a mission-driven, service-oriented culture focused on long-term client relationships and measurable financial outcomes — in partnership with National Life Group.
This role requires self-direction and the ability to build momentum without daily supervision. If you are looking for a salaried position with a guaranteed paycheck and structured oversight, this is not the right fit.