Senior Underwriting Consultant

Life Insurance Underwriter

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

We're actively seeking talented Life Insurance Underwriters to join our Consumer Markets Division. We are hiring at the Underwriting Consultant and Senior Underwriting Consultant level, and this role supports 100% remote work.

As an Underwriting Consultant, you'll play a key role in Pacific Life's growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners.

Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life.

How you'll help move us forward:

• Complete wing-to-wing underwriting decision
• Starting with review of upfront underwriting data and tools
• Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection
• Finalizing cases
• Data enter medical history and use system workbenches to process and decision cases
• Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.

The experience you bring:

• 7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies
• Ability to handle advanced decision level authorities without a co-signature ($2.5 Million or higher)
• Effective written and verbal communication skills with the ability to build relationships both internally and externally
• Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events
• Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used
• Ability to develop specific goals, plan, and prioritize work

What makes you stand out:

• Bachelor's Degree
• BGA and Trial Experience Preferred
• Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU

Compensation

As we are hiring at both the Underwriting Consultant and Senior Underwriting Consultant levels, we have two compensation ranges to post below. Level assessed for an offer will be commensurate with years of experience and qualifications, and salaries are also based on geographical location.

Senior Underwriting Consultant

$119,070 - $145,530

Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.