Senior VP, Commercial Portfolio Manager

VP, Commercial Portfolio Manager Key Responsibilities Monitors existing lending relationships assigned to their portfolio and completes annual, semi-annual or quarterly reviews as required in a timely manner. Prepare monthly Watch List comments and quarterly Adversely Classified Reports where applicable. Maintains oversight of all ongoing monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement. Actively works on tracking tickler requirements, post-closing items and revisiting policy exceptions to determine current status. Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk. Partners with the Loan Officers in structuring and underwriting new relationships as well as renewals, extensions, waivers and/or modifications of existing loans. Prepares all required financial spreads and Executive Summary and uploads all packages for credit underwriting and approval. Works in conjunction with Loan Operations in maintaining all required insurance policies within appropriate coverage. Maintains a close follow-up on past due payments and maturities to avoid any past dues over 30 days. Qualifications Education: Bachelor’s Degree required for consideration or the equivalent in experience. Experience: Seven (7) + years of experience as a Credit Underwriter or Portfolio Manager. Advanced knowledge of overall Bank policies as well as credit policy and compliance regulations. Knowledge of related State and Federal banking compliance regulations and operational policies. #J-18808-Ljbffr