Mortgage Loan Officer Trainee

Mortgage Loan Officer Trainee

Launch Your Career in Real Estate Finance with PHM!

No Experience Required - We'll Train You to Succeed!

Ready to transform your career in the dynamic mortgage industry? PHM is revolutionizing how mortgages are done, and we're seeking motivated, ambitious individuals who are eager to grow with us. Whether you're starting fresh or pivoting careers, our comprehensive training program will set you up for success in this lucrative field.

Why PHM is Your Gateway to Success

Complete Training & Licensing Support - Our extensive training program is designed to prepare you for the S.A.F.E. exam and transform you into a confident, licensed Loan Officer. We provide all the skills, knowledge, and ongoing support you need to excel from day one.

No Cold Calling - Immediate Lead Access - Once licensed, you'll receive fresh inbound calls from clients actively seeking mortgage solutions. Focus on what matters most—building relationships and closing deals, not chasing prospects.

Continuous Lead Generation - Benefit from our multi-channel lead generation system including:

• Organic website traffic
• Strategic direct mail campaigns
• Valuable client referrals
• Ensuring a steady pipeline of qualified prospects

Streamlined Operations - Our in-house underwriting team handles the complex backend processes, allowing you to concentrate on client relationships and revenue generation.

Comprehensive Loan Portfolio - Offer flexible, customized mortgage solutions including:

• Conventional loans
• VA loans
• FHA loans
• Jumbo loans
• Non-QM products
• And more specialized options

Award-Winning Culture - Join a dynamic, integrity-driven team that values hard work, professionalism, and maintaining a fun work environment. Learn directly from top-performing Loan Officers in the industry.

Competitive Total Compensation

• Stable base salary plus lucrative commission structure
• Comprehensive benefits package including medical, dental, and vision
• 401(k) retirement plan with company contributions
• Generous paid time off policy

Your Role as a Mortgage Loan Officer Trainee

Core Responsibilities:

• Client Engagement: Confidently guide potential clients through the loan process via phone consultations after completing your licensing
• Advisory Excellence: Recommend optimal mortgage options while clearly explaining rates, policies, and procedures
• Quality Assurance: Ensure delivery of high-quality loans that meet all industry guidelines while maintaining exceptional customer service standards

What Makes You the Perfect Candidate

Essential Qualities:

• Exceptional Communicator
• Strong interpersonal skills to build instant rapport with clients and team members
• Ability to explain complex financial concepts in simple, understandable terms
• Team Player with Independent Drive
• Thrives in both collaborative team environments and independent work situations
• Self-motivated with the discipline to succeed in a fast-paced, results-oriented environment

Natural Problem Solver

• Resilient mindset with a proactive approach to overcoming challenges
• Creative thinking to find solutions that work for both clients and company

Results-Focused Achiever

• Highly motivated to meet and exceed sales goals consistently
• Competitive spirit with a commitment to personal and professional growth

Your Career Journey Starts Here

This isn't just a job—it's your launchpad into a thriving career in mortgage lending. At PHM, your efforts are recognized, your growth is supported, and your success is celebrated. Join our team where professional development isn't just encouraged—it's built into our culture.

Ready to Transform Your Future?

Take the first step toward a rewarding, lucrative career in mortgage lending. Apply today and discover why PHM is the premier destination for ambitious mortgage professionals.

Apply Now - Your Success Story Begins with PHM!

Equal Opportunity Employer


This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.