Manager, Payments Compliance

About RipplingRippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365—all within 90 seconds. Based in San Francisco, CA, Rippling has raised $1.4B+ from the world’s top investors—including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock—and was named one of America's best startup employers by Forbes.We prioritize candidate safety. Please be aware that all official communication will only be sent from @Rippling.com addresses.About the roleHelp shape how Rippling scales its global payments and lending business. As Payments Compliance Manager, you will lead our global licensing and examination program, owning the quality and delivery of licensing applications, ongoing regulatory obligations, and examination responses.Working with Legal, Compliance, Finance, and Product, you will translate complex requirements across money transmission, e-money, payments, and lending into practical plans and scalable processes. This is an opportunity to shape how the program operates—strengthening controls, improving efficiency, and helping the business navigate global licensing requirements with confidence. You will also manage and develop two payments licensing specialists.What you’ll doOwn the global payments and lending licensing roadmap. Turn expansion priorities into clear application plans, coordinate cross-functional inputs, and review submissions for completeness and accuracy before filing, including e-money and payment institution applications.Lead and develop a team of two payments licensing specialists. Set priorities, delegate work with clear ownership, review deliverables, provide regular coaching and feedback, and build the team’s capability to manage increasingly complex licensing work.Oversee the ongoing maintenance of international payments and lending licenses. Establish clear accountability for obligations, records, and regulatory submissions, and resolve issues that could put a license at risk.Lead regulatory examinations for the global licensing program. Coordinate preparation and responses, maintain a clear view of open requests, and drive remediation with accountable owners through completion.Run the team’s regulatory calendar for renewals, quarterly and annual reports, and jurisdiction-specific examinations. Balance workload, anticipate dependencies, and escalate deadline or capacity risks early.Partner with Legal, Compliance, Finance, and Product to translate licensing requirements into practical plans for new and existing payment products. Clarify obligations, surface trade-offs, and help teams move forward within applicable laws, regulations, and policies.Build repeatable workflows, quality checks, and reporting that make the program more efficient and reliable. Identify control gaps, coordinate corrective action, and give stakeholders clear visibility into milestones, risks, and decisions needed.What you’ll bring5+ years of experience in compliance, regulatory, or paralegal roles at a law firm, financial institution, or technology company. Experience in payments, e-money, lending, or global financial regulatory compliance.Experience managing people, including setting priorities, delegating effectively, reviewing work, and helping team members grow through clear feedback and coaching.A builder’s mindset: you turn ambiguous requirements into practical workflows and improve how a team operates rather than relying on one-off fixes.Sound business and compliance judgment, with the ability to explain trade-offs, recommend a path forward, and recognize when to escalate a risk or seek specialist advice.Exceptional attention to detail and the ability to establish quality standards for regulatory submissions and team deliverables.Strong project and workload management skills, with a track record of coordinating stakeholders and competing deadlines across complex workstreams.Excellent communicator with internal and external stakeholders, including the ability to translate complex regulatory requirements into actionable guidance.Strong analytical and problem-solving skills, with the ability to identify root causes and drive corrective actions through completion.Familiarity with international licensing regimes and regulatory frameworks, such as those overseen by the FCA, Central Bank of Ireland, AUSTRAC, MAS, or FINTRAC, is a plus.Familiarity with the Nationwide Multistate Licensing System (NMLS) is a plus.Sense of humor.Additional InformationRippling is an equal opportunity employer. We are committed to building a diverse and inclusive workforce and do not discriminate based on race, religion, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics, Rippling is committed to providing reasonable accommodations for candidates with disabilities who need assistance during the hiring process. To request a reasonable accommodation, please email View email address on click.appcast.io highly values having employees working in-office to foster a collaborative work environment and company culture. For office-based employees (employees who live within a defined radius of a Rippling office), Rippling considers working in the office, at least three days a week under current policy, to be an essential function of the employee's role.This role will receive a competitive salary + benefits + equity. The salary for US-based employees will be aligned with one of the ranges below based on location; see which tier applies to your location here.A variety of factors are considered when determining someone’s compensation–including a candidate’s professional background, experience, and location. Final offer amounts may vary from the amounts listed below.