Commercial Credit Analyst

Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.

We’re a company driven by growth, innovation, and people. At HCA, you’ll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values‑driven environment. We’re proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups.

If you’re looking for a fast‑paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement. Apply today.

WHAT YOU WILL DO

The Associate, Commercial Credit Analyst is required to operate as a self-contained credit unit within the Commercial Credit Department. The associates will perform and coordinate comprehensive credit, collateral and economic reviews of all financing proposals and exercises decision-making responsibility for coordinating the proper documenting of transactions.

HOW YOU WILL MAKE AN IMPACT

• Complete periodic reviews in the required scheduled formats; CCAP, Risk Based Review or Automated Review.

• Complete assigned dealer monthly reviews with recommendations to minimize the number of Watch List dealers.

• Complete applicable tasks on the liquidation checklist after floorplan payoffs.

• Review overline/aging and interface with Sales to determine causal factors and obtain plan to reduce.

• Review floorplan insurance policies for proper coverage and compliance.

• Collect on excessive audit exceptions (SIV/FIV), principal & interest payments (10th business day of month) and curtailments (last business day of the month). Monitor and follow-up on reported duplicate financed vehicles.

• Participate in any other assigned duties as requested including processing new requests as needed.