Mortgage Processor

Overview A Mortgage Loan Processor organizes the paperwork and documents pertaining to a mortgage loan. They prepare disclosures, order appraisals, title work, and escrow, and confirm data compiled by the loan originator in SNMC’s Loan Operating System. This position is hybrid. Essential Functions Verify the borrower's information by ordering credit reports and verifying employment with the employer. Review documentation provided by the borrower, title company, appraiser, real estate agent to support employment, income, assets, property appraisal, and property survey. Input, organize, and manage data, ensuring accuracy and completeness; enter information into databases, spreadsheets, or other software systems. Handle and process various types of documents, such as invoices, forms, applications, contracts, or other paperwork; ensure documents are properly filed, indexed, and retrieved. Review loans to determine when the file is complete and ready for underwriting submission. Identify and address any issues or discrepancies that arise during processing tasks; collaborate with relevant parties to find appropriate solutions. Adhere to company policies, procedures, and relevant regulations while processing sensitive or confidential information. Upon loan approval, coordinate the closing and funding of the loan with the closer, originator, title, escrow, and borrower. Other duties as assigned. Requirements Bilingual: fluency in English and Spanish in speaking, reading, and writing. High school diploma or equivalent. Minimum of 3 years of mortgage loan processing experience. Excellent customer service skills. Effective written and verbal communication skills. Basic knowledge of lenders and investors underwriting and program guidelines. Ability to prepare state and federally required disclosures. Ability to manage processing pipeline. Knowledge of basic underwriting guidelines to calculate income, assess adequate asset availability, review appraisal report, and read title commitment/preliminary title reports. Proficiency with Microsoft Office Suite, data entry systems, Encompass or industry‑specific tools. Excellent organizational and time‑management skills. Physical Requirements Ability to safely and successfully perform essential job functions consistent with ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards. Ability to maintain regular, punctual attendance. Must be able to talk, listen and speak clearly on telephone. Must be able to sit for prolonged periods at a desk while working on a computer. #J-18808-Ljbffr Security National Financial Corporation