Senior Collateral Risk Analyst

Compensation Grade: 11 Basic Purpose: Conducts collateral verification reviews in accordance with Bank policy, and otherwise analyzes and evaluates collateral pledged to the Bank to support lending by the Bank. Essential Functions Prepares and participates in the evaluation of all mortgage loan collateral pledged to the Bank, including residential loans, multi-family loans, commercial real estate loans, HELOC/second, and farmland mortgage loans to evaluate loan quality and eligibility, and to ensure compliance with Bank policy, procedures, and regulations. Demonstrates leadership abilities through active participation in departmental meetings including identification of process weaknesses with recommendations for improvement. Participates in the development, design, enhancement, and maintenance of comprehensive financial spreadsheets, models, and collateral-related software systems to facilitate the analysis and monitoring of the Bank’s collateral. Reviews the work of third-party contractors and provides directional leadership regarding delegation and prioritization of work as it relates to collateral verification reviews. Provides guidance to less experienced Collateral Risk Analysts in Collateral Services department policies, procedures, and practices. Interacts with member institutions daily regarding the eligibility of various assets as collateral and provides members with guidelines and interpretation of the Bank’s collateral policies. Conducts exit meetings with senior management of member institutions summarizing collateral verification review findings. Assists management in formulating Bank policies and procedures. Assists in the development of system and/or software programs to facilitate the analysis and monitoring of member financial data and collateral information. Knowledge, Skills, Abilities Strong knowledge of evaluating and underwriting mortgage loan files including loan documentation. Highly detail-oriented with the ability to manage multiple projects with minimal supervision. Proficient in Microsoft Excel and Word, and practical experience utilizing VPNs. Strong communication, presentation, and problem-solving skills. Position requires travel, some with overnight stays. Minimum Requirements Bachelor’s degree in finance, accounting, or real estate, plus a minimum of six years of work experience in the analysis of residential or commercial real estate, lending, or underwriting, with specific experience in loan documentation, appraisal review, due diligence or an equivalent combination of education and experience. Master’s degree is preferred. Location and Schedule Work Location: Must reside within commuting distance from our Atlanta, GA office. This position may not be filled in New Jersey, either in-person or remotely. Work Schedule: Onsite with an opportunity to work remote partially. Visa Sponsorship Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Equal Opportunity Employer We are an equal opportunity employer. FHLBank Atlanta is committed to recruiting uniquely talented and innovative individuals who have the vision, skills, background, and desire to succeed in a challenging environment. Whether you're at the beginning of your career or making a career change, the Bank offers a number of rewarding opportunities. In addition to an excellent work environment, the Bank offers its employees a flexible, highly competitive benefits package. For more information, please download our Summary of Benefits. #J-18808-Ljbffr