Credit Manager

Job Description We are seeking an experienced CreditRisk Manager to oversee a portfolio of commercial accounts, evaluate credit risk, and support strategic credit decisions. What You'll Do Analyze financial statements, cash flow, and credit risk for commercial customers. Manage a portfolio of accounts and make credit recommendations based on financial data and third-party reporting. Present credit analyses and recommendations to senior leadership and credit committees. Partner with sales teams and customer leadership to resolve credit-related matters. Oversee accounts receivable collections through a direct report. Manage order credit holds and support timely credit decisions. Contribute to process improvements and risk management initiatives. Qualifications Bachelor's degree in Accounting, Finance, Business, or a related field preferred. 3+ years of experience in commercial credit analysis or credit risk management. Strong experience analyzing financial statements and assessing commercial credit risk. Experience working with commercial or manufacturing-based organizations is preferred. Prior leadership or supervisory experience is a plus. SAP experience preferred; HighRadius experience is a plus. Strong analytical, communication, and decision-making skills. Company Description We launched Top Stack to solve a problem in the human capital industry: Technology has replaced humanity. The business has become cold and impersonal. That’s why we’ve made it our top priority to be people-focused, with consistent, transparent, timely communication. It sounds simple because it is. We think it’s the only way to work. #J-18808-Ljbffr Top Stack