Mortgage Servicing Compliance Specialist II

PENNYMAC

Pennymac is (NYSE: PFSI) a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day A Mortgage Servicing Compliance Specialist II is responsible for implementing new and updated regulations and investor requirements; assessing the impact to written, automated and manual policies and procedures. This position requires an understanding of mortgage servicing regulations and their practical application. The Mortgage Servicing Compliance Specialist II will: Perform independent inline and post-mortem quality assurance (QA) testing on loan servicing files to ensure compliance with investor, federal, and state regulations (including RESPA and TILA), as well as company policies and procedures. Review critical and non‑critical data entry to assess accuracy and compliance. Identify, document, and report findings to responsible lines of business. Work with the Servicing Compliance Program Manager and Quality Assurance team to identify new or changed regulatory requirements and assess impact. Review line of business rebuttals and determine final disposition. Verify corrective actions are taken on flagged errors. Independently researches, interprets, and analyzes complex federal and state mortgage servicing regulations (e.g., RESPA, TILA, ECOA, FCRA, SCRA, FDCPA, CFPB guidelines, investor guidelines like Fannie Mae, Freddie Mac, FHA, VA). Translate regulatory requirements into actionable business processes and procedures. Perform other related duties as required and assigned. Demonstrate behaviors which are aligned with the organization’s desired culture and values. What You’ll Bring Possess technical proficiency in regulatory compliance matters and regulations. Ability to analyze and assess risk based on potential impact for non‑compliance. Proficient in Word, Excel and Power Point. Must be a team player with strong attention to detail and able to work independently. Proven track record at delivering timely and accurate information in a fast‑paced environment. Excellent critical thinking, problem solving, mathematical skills and sound judgment. Financial Services and, if possible, mortgage industry experience preferred. Strong business acumen and ability to interface with executive. Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long‑term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home Comprehensive Medical, Dental, and Vision. Paid Time Off Programs including vacation, holidays, illness, and parental leave. Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations). Retirement benefits, life insurance, 401k match, and tuition reimbursement. Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships. Competitive salary; positions may offer bonus opportunities. Compensation Individual salary may vary based on multiple factors including specific role, geographic location/market data, and skills and experience as defined below: Lower in range – Building skills and experience in the role. Mid‑range – Experience and skills align with proficiency in the role. Higher in range – Experience and skills add value above typical requirements of the role. Some roles may be eligible for performance‑based compensation and/or stock‑based incentives awarded to employees based on company and individual performance. Salary $50,000 - $75,000 Work Model

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