Mortgage Loan Officer

Job Description

Job Description

Remote Self-Producing Loan Officer – Hybrid Bank/Broker Model

Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential

We’re hiring

experienced, self-motivated Loan Officers

to join a

100% remote, hybrid lending platform

that empowers you to

bank or broker

every deal—giving your clients the

lowest rates and closing costs

in the market for purchase or refinance.

You produce. You close. You keep

more of your commission

while offering borrowers a true

rate-and-cost advantage . No office. No micromanagement. Just results.

What You’ll Do

Originate purchase and refinance loans (FHA, VA, Conventional, Non-QM, Jumbo)
Consult with borrowers remotely via phone, Zoom, and email
Choose

banked (in-house)

or

brokered (TPO)

execution per file for optimal pricing
Self-generate your leads
Manage your pipeline in a cloud-based LOS
Ensure compliance with federal/state regulations and investor guidelines
Qualifications (Must-Have)

Active NMLS license

(Ohio, Pennsylvania, Michigan, Indiana, or Florida)
2+ years

as a producing Loan Officer (self-sourced)
Proven production : Closed

$5M+

in volume in the last 12 months
Remote-ready home office : High-speed internet, quiet workspace, dual monitors
Tech-savvy : Proficient with LOS, CRM, and video tools
Compliance-first mindset : Clean record, no disciplinary actions
Self-starter : No hand-holding—W-2 hybrid structure
Preferred Skills

Multi-state licensing (OH, PA, IN, MI, FL, etc.)
Experience with

Non-QM, DSCR, bank statement, or ITIN

loans
Existing referral network (realtors, builders, CPAs)
Bilingual (Spanish/English) a plus
Compensation & Structure

W-2 pay structure
Basis Points

per file (banked or brokered)
No desk fees, no junk fees, no forced add-ons
Bi-Weekly pay

| Direct to Investor pricing | In-house

processing/underwriting
Why Join Us?

True hybrid model : Bank for speed, broker for pricing— you decide per deal
Borrower-first pricing : Win more deals with lower rates/costs
No corporate red tape : Close faster, earn more
Scale your business : Add LOAs or junior LOAs under your team
Ready to stop leaving money on the table?