Energy Portfolio Manager III

Req ID: 78445Location: Houston -HOUSAreas of Interest: Commercial Banking; Commercial Banking, EnergyPay Transparency Salary Range: Not AvailableApplication Deadline: 09/02/2026BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial.Bonus TypeBOKF Performance Plan (D02)SummaryJoin us as a Credit Product Underwriter III- Energy. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. Energy lending has been a core competency of BOK Financial for over 100 years, and this specialty lending business is a key differentiator for us in the financial services industry.Job DescriptionThe Credit Products Underwriter III - Energy (CPU III) is primarily responsible for underwriting more complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, etc. In addition, the CPU III is responsible for providing product and industry expertise to the client by designing and executing solutions for the more complex and specialized clients and transactions. The CPU III will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. The majority of the CPU III’s time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide expert counsel and advice. The CPU III will partner with the RMs to assist in generating revenue and profitability.Team CultureThe Energy Underwriting team is dynamic; you are working in an industry that is always changing. This niche space allows the opportunity for you to become a specialist and understand deals in a way most people do not. We complete with Tier 1 institutions across the country, allowing you to perform this sophisticated work from our local markets. “Work hard, play hard” is a motto we live by. We have two hectic seasons a year, so providing work/life balance is key to our culture. Growth in this space is a journey, and as you achieve various milestones, you will take on additional responsibilities and tasks.How You'll Spend Your TimeYou will prepare complex financial underwriting on mid to large energy transactions, which significantly impact profits for the lending division. You may work on Syndicated or Club transactions.You will recommend the final structure and pricing to the Relationship Manager and Credit Concurrence Officer and assume responsibility for all exceptions.You will write all commitment reports for your specified loans and participate in loan committee presentations to provide additional information and/or to support conclusions reached in analysis. You will participate in joint calling on prospects and clients with the Relationship Managers, interacting with clients frequently, developing solid relationships, and assisting in developing new business. You will mentor and coach more junior underwriters and interns, including managing the analysis workflow, covenant compliance testing, and financial statement spreading.Education & Experience RequirementsThe required level of knowledge is normally acquired through a Bachelor’s degree in Accounting, Finance, or related field and 8+ years of Credit Analysis/Credit products underwriter experience; or an equivalent combination of education and experience.Comprehensive accounting & cash flow knowledge, with demonstrated knowledge of intermediate accounting theory (including the difference between GAAP and income-tax based statements, cash and accrual accounting, consolidation and elimination principals, and the effect each type of accounting has on the underwriting process)Succinctly identify the drivers and/or potential threats to cash flow and structuring in order to mitigate that risk, if possibleSolid working knowledge of rules, regulations and documentationClearly communicate and convey information and ideas through a variety of channelsLeverage a network of relationships with clients, Relationship Managers, and peers for support in achieving both the individual and organizational goalsStrong knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policiesExcellent organizational skills and meticulous work habitsSolid critical review skills focused on errors and incorrect conclusionsAbility to complete assignments quickly and efficiently with minimal directionProactive communication skills (internally with colleagues and senior personnel and externally)Good conflict management skillsPossess the courage and confidence to have difficult conversations or voice differing opinions (both internally and externally)Ability to work efficiently under limited timeframesStrong knowledge of loan documentation, loan policy and regulationsExcellent knowledge of the Loan Grading ProcessExcellent oral and written communications skillsAdvanced PC and spreadsheet software skillWorking Conditions & Physical RequirementsOfficeBOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees. With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career! Apply today and take the first step towards your next career opportunity! The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.Please contact View email address on click.appcast.io with any questions.