Senior Underwriter, A&H - Medical Stop Loss

Underwriting Role

The purpose of this role is to underwrite new business and renewals within specified guidelines and authority levels, supporting the development of a profitable portfolio under the Accident & Health Medical Stop Loss. This involves implementing underwriting strategies, building relationships, and making sound decisions to drive business growth and profitability within assigned territories. The role plays a critical part in achieving overall profitability and success in the Accident & Health underwriting business.

Location: Atlanta, GA; Boston, MA; Chicago, IL; Marblehead, MA; Plano, TX; Edina, MN; New York City, NY; or remote

Work Arrangement: This role is hybrid, where you will be expected to be in the office 2-3 days per week

The salary range for this role is between $99,000-$186,000.

Your New Role:

• Perform underwriting responsibilities including quote preparation, review of amendments, and plan exceptions to achieve department results.
• Ensure adherence to loss ratio goals and achieve expected rate increase average and persistency goals.
• Establish and maintain relationships with agents and customers to understand their needs and provide suitable products.
• Collaborate with key stakeholders to share information, recommend solutions, and support business objectives.
• Underwrite new and existing policies in compliance with organizational standards and regulatory requirements.
• Provide timely and professional service to customers and intermediaries, delivering decisions and solutions promptly.
• Evaluate risk for new business to ensure profitable growth and identify new business opportunities.
• Maintain accurate records, prepare reports in a timely manner, and meet new business targets.
• Contribute to a positive work environment by demonstrating cultural expectations and influencing others.

Preferred Qualifications:

• Bachelor's Degree or equivalent combination of education and work experience.

Preferred Competencies:

• Moderate relevant experience in Stop Loss
• Underwriting experience in the Stop insurance industry, including risk profiling and pricing tools.
• Established customer and broker relationships.
• Underwriting experience in a high-production environment with increasing levels of responsibility.

Compensation Package: The salary range for this role is provided above. This is the national range for location(s) listed. The salary offer will be decided based on the role's complexity, its location, and the candidate's professional background, including their education and experience. Beyond the base salary, regular full-time and part-time employees will also be eligible for QBE's annual discretionary bonus plan based on business and individual performance. We encourage all candidates to apply, even if their salary expectations fall outside of this range, as we are committed to finding the right fit for our team.

QBE Benefits: We offer a range of benefits to help provide holistic support for your work life, whatever your circumstances. As a QBE employee you will have access to:

• Hybrid Working – a mix of working from home and in the office
• 22 weeks of paid leave for family growth, with 12 weeks available to all parents on a gender-equal basis
• Competitive 401(k) program with company match up to 8%
• Well-being program including holistic wellbeing coaching, gym membership, confidential counselling, financial and legal advice
• Tuition Reimbursement for professional certifications, and continuing education
• Employee Network and Community – QBE actively supports six Employee Networks, and many ways to give back to your community

To learn more, click here: Benefits | QBE US.

Why QBE? What if you could have a positive impact – at work and in the world?

At QBE, we're enabling a more resilient future – for our customers, communities, environment, and for our people. We're building momentum to achieve something significant and know our people are at the center of our success.

Our industry offers interesting and varied careers where you can help people to protect what matters most. As part of the QBE team, you'll get to spend every day working with people who are passionate, talented and kind. And our international scale means we're big enough for your ambitions, yet small enough for you to make a real impact.

Join us now, so you can be part of our success – and we can be part of yours!

QBE is committed to providing reasonable accommodation to, among others, individuals with disabilities and disabled veterans. If you need an accommodation because of a disability to search and apply for a career opportunity with QBE, please inform our Talent Acquisition team to let us know the nature of your accommodation request and your contact information.

Equal Employment Opportunity:

QBE provides equal employment opportunities to applicants and employees without regard to race; color; gender; gender identity; sexual orientation; religious practices and observances; national origin; pregnancy, childbirth, or related medical conditions; protected veteran status; or disability or any other legally protected status. This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States on a full-time basis without the need for current or future sponsorship.

Skills: Analytical Thinking, Business Development, Critical Thinking, Customer Service, Financial Advising, Health Insurance, Insurance Underwriting, Intentional Collaboration, Managing Performance, Policy Analysis, Portfolio Management, Prioritization, Risk Management, Stakeholder Management, Underwriting Analysis

How to Apply: To submit your application, click "Apply" and follow the step by step process.

Equal Employment Opportunity:

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.