Lead Equipment Finance Credit Underwriter

About this role:Wells Fargo is seeking a Lead Equipment Finance Underwriter within our Commercial Capital group. This is a great opportunity to work with one of the top commercial banking lenders in the U.S. Learn more about the career areas and lines of business at wellsfargojobs.com. #commercialbankingThe WFEF Commercial Vehicle Group (CVG) Underwriter is responsible for the underwriting and management of titled vehicle vendor, leasing or finance, and third party origination programs where there is high reliance on the program counterparty. This includes managing floorplan relationships with transportation equipment dealers.In this role, you will:Lead complex initiatives for researching financial and credit information for larger and more complex commercial or business loan and lease requestsAssist in structuring and approval of loan or leases within delegated authority and recommend transactions in excess of credit authorityReview and research financial and credit information for larger and complex loans and lease requests that require in-depth evaluationMake decisions in complex and multifaceted situations requiring exceptional understanding of the Equipment Finance Underwriting functional area, policies, procedures, and compliance requirementsCollaborate and consult with peers, colleagues, and managers to achieve business objectivesMentor or review analysis of less experienced individualsLead projects and approve transactions in excess of their credit authorityRequired Qualifications:5+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:Strong cash flow analysis skillsFamiliarity with various collateral typesDocument negotiation skillsFinancial Analysis experienceExperienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPointExperience working across multiple industries in an underwriting capacity (i.e. construction, transportation, industrial, manufacturing)Experience working on transactions >$15MMStrong communication skills with experience presenting to Senior Leadership and communicating with external clientsJob Expectations:Ability to travel up to 10% of the timeAbility to work a hybrid work scheduleThis position does not support Visa SponsorshipSpecific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment processJob Locations:600 S 4th St - Minneapolis, MN 5541510 S Wacker Dr - Chicago, IL 606062600 S Price Rd - Chandler, AZ 85286801 Walnut St - Des Moines, IA 503095000 Riverside Rd - Irving, TX 75039Pay Range:Minnesota - Minneapolis Pay Range: $153,000-$239,000Illinois - Chicago Pay Range: $153,000-$239,000Arizona - Chandler Pay Range: $139,000-$217,000Iowa - Des Moines Pay Range: $139,000-$217,000Texas - Irving Pay Range: $139,000-$217,000Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).$139,000.00 - $260,000.00Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursementPosting End Date:9 Aug 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.SummaryLocation: MINNEAPOLIS, MN; DES MOINES, IA; IRVING, TX; CHANDLER, AZ; CHICAGO, ILType: Full time