Portfolio Manager

Job Description

Job Description

Robert Half is seeking a Portfolio Manager Consultant for an exciting fully onsite opportunity with a local bank in Brick, NJ. This role will support the continued growth of the Commercial Banking team by managing and analyzing a portfolio of commercial relationships while partnering closely with Commercial Lenders.

The Portfolio Manager II AVP will be responsible for supporting a Commercial Lender and assigned portfolio, helping maintain credit quality, monitoring risk, coordinating financial reporting, and preparing credit recommendations. Portfolios may include a mix of Commercial Real Estate (CRE), Commercial & Industrial (C& I), Construction, and SBA loans, ranging from approximately $150MM to $300MM+.

Key Responsibilities

• Manage an assigned portfolio of commercial customers with oversight from a Commercial Loan Officer
• Maintain ongoing business relationships with current customers and serve as a secondary commercial services contact
• Support and oversee reporting for portfolio management, including delinquency, problem loans, exceptions, and tickler tracking
• Coordinate the collection, tracking, and review of financial statements, tax returns, and loan covenants/conditions
• Prepare and coordinate loan modifications, renewals, and extensions
• Monitor assigned accounts for early warning signs of financial weakness or other risks and collaborate with leadership on action plans
• Prepare, update, and maintain credit files in both paper and electronic formats
• Underwrite new and complex commercial loan transactions and requests within the assigned portfolio
• Develop and present credit recommendations to the appropriate level of credit administration
• Serve as a primary or secondary customer contact, as assigned by the Commercial Loan Officer
• Support execution and collection of loan documentation
• Assist with internal and external audits, loan review, compliance, and regulatory examinations
• Maintain working knowledge of bank operating policies and procedures that impact commercial services
• Help support Commercial Lenders in achieving annual operating plan goals
• Coordinate effectively with internal departments to ensure efficient information flow
• Respond to internal and external inquiries within established timeframes and policy guidelines

Education:

• Bachelor’s degree in Business, Accounting, Finance, Economics, or a related field required
• Formal credit training in CRE/C& I and Personal Cash Flow Analysis preferred

Skills:

• Proficiency with Microsoft Office, including Excel, Word, and Outlook
• Excellent writing, grammar, math, and communication skills
• Strong organizational skills with the ability to proactively manage and prioritize workflow
• Thorough knowledge of current lending, loan review, and banking regulations, procedures, and operations
• Strong ability to analyze and interpret business, CRE, and personal financial statements
• 5+ years' experience in a similar position in the banking industry