Senior Credit Manager - Commercial Real Estate Banking

Job Description This job is responsible for leading a group of managers who drive the client credit and tax equity relationship, including the full credit process and leading parts of the credit deal lifecycle such as application, structuring, approval, due diligence, documentation, closing, and monitoring. Key responsibilities include partnering with originations, portfolio management, and asset management teams, providing credit and tax equity credit expertise, and ensuring policy compliance, data accuracy, and timely execution. Responsibilities Challenge end-to-end process efficiency and effectiveness, champion data‑driven decision‑making and remove obstacles to optimize operations. Contribute to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and success. Inspect and challenge risk controls, governance and culture to ensure the timely identification, escalation, debate and remediation of risk across the organization. Coach to sustain and elevate organizational performance while differentiating to ensure pay for performance. Allocate and manage resources efficiently across the organization to drive short‑ and long‑term profitability. Mobilize organizational resources to deliver the full range of the bank’s capabilities to meet client needs and to gain competitive advantage. Break down barriers to create a more inclusive environment that supports company Great Place to Work goals. Managerial Responsibilities This position may also have responsibilities for managing associates. At Bank of America, all managers at this level demonstrate the following responsibilities, in addition to those specific to the role, listed above. Enterprise Talent Leader: Inspect and manage the health of the bench to ensure succession for the organization, while supporting enterprise talent needs. People Manager & Coach: Coach to sustain and elevate organizational performance while differentiating to ensure pay for performance. Financial Steward: Efficiently allocate and manage resources across the organization to drive short‑ and long‑term profitability. Risk Manager: Inspect and challenge risk controls, governance and culture to ensure the timely identification, escalation, debate and remediation of risk across the organization. Driver of Business Outcomes: Mobilize organizational resources to deliver the full range of the bank’s capabilities to meet client needs and to gain competitive advantage. Manager of Process & Data: Challenge end‑to‑end process efficiency and effectiveness, champion data‑driven decision‑making and remove obstacles to optimize operations. Enterprise Advocate & Communicator: Contribute to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and success. Opportunity & Inclusion Champion: Break down barriers to create a more inclusive environment that supports company Great Place to Work goals. Required Qualifications 10+ years of experience in commercial real estate credit, with significant exposure to Low Income Housing Tax Credit (LIHTC) transactions across originations, underwriting, portfolio, or asset management. Desired Qualifications Bachelor’s Degree in Finance, Accounting, Real Estate, or similar fields. Deep transactional experience with LIHTC deal structures and credit considerations. Credit Trained. Skills Credit Documentation Requirements Decision Making Executive Presence Loan Structuring Risk Management Analytical Thinking Collaboration Oral Communications Prioritization Underwriting Business Acumen Client Solutions Advisory Coaching Hiring and Onboarding Written Communications Shift 1st shift (United States of America) Hours Per Week 40 Pay Transparency details Pay range $175,000.00 - $250,000.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive eligible. This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company. Benefits This role is currently benefits eligible. We provide industry‑leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve. #J-18808-Ljbffr