Mortgage Processor

Job Description

Job Description

Mortgage Processor

Job Description:

The Mortgage Processor is responsible for taking a home loan file from submission through closing. This includes analyzing and verifying credit, income, asset, appraisal, and title documentation on purchase, refinance and home equity transactions to confirm that it meets investor guidelines. The role requires excellent communication skills with a drive toward meeting contingency and closing deadlines while providing exceptional customer service to all parties involved in the transaction. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major investor and agency guidelines.

Duties and Responsibilities:

• Review income, credit, assets and property information against investor guidelines to ensure eligibility for the desired loan program.
• Review loan approval and gather/review all outstanding loan conditions
• Prioritize and monitor daily workflow in order to ensure all loans meet contractual contingency and closing deadlines with pro-active communication to referral. partners and clients in accordance with company's timeline expectations.
• Work additional hours as needed.
• Assume responsibility and ownership of the loans in your personal pipeline.
• Stay current on all investor guidelines and program changes.

Basic Qualifications:

• FHA/ VA experience strongly preferred.
• Current knowledge of federal and state disclosure guidelines.
• Proficiency with MS Word, MS Excel, Adobe, Desktop Underwriter and Loan Prospector.
• Ice/Encompass LOS experience is a plus.
• Demonstrate high volume productivity.
• Must be detail oriented organized and work efficiently under pressure.
• Must be a team player and work well with both Sales and Operations Staff providing utmost levels of customer service and an open line of communication.
• Excellent verbal and written communication skills with a strong desire to help build relationships with Realtors and Borrowers
• Ability to problem solve and think outside the box to help move a transaction through the loan process
• Ability to multi-task effectively and work independently
• Positive attitude and self-motivation are critical.
• Minimum of 3 years experience required.

Please Note:

This is a full-time, in-office position based in our Allentown office. Salary is based on experience.