Senior Product Analyst

Job Description We’re looking for a Senior Product Analyst to join the North America Squad in Austin. The North American market is Wise's biggest opportunity but also presents the most complex regulatory and operational landscape. To scale 10x, we must balance product growth with airtight compliance and risk management. The Role: You will be the analytical anchor for North American Risk, Controls, and KYC/verification efforts. Your focus will be on optimizing controls, enhancing KYC processes, launching new automations, managing remediation, and reducing onboarding risk. You will shape our strategy and design data infrastructure to ensure safe, compliant, and frictionless customer onboarding. Partnering with Product, Compliance, and Engineering, you'll navigate the complex US and Canadian regulatory landscape. Responsibilities Optimize & launch North American KYC & Controls: analyze, refine, and implement new KYC and Controls for US and Canadian customers, partnering with Product, Compliance, Operations, and Engineering teams to balance customer experience with financial crime prevention. Execute Remediation & Repapering Campaigns: lead critical remediation campaigns and repapering efforts to uplift KYC standards for existing North American customers, managing initiatives from strategy through execution with cross‑functional teams. Architect Regional Controls Data & Infrastructure: build and maintain robust, scalable infrastructure for North American controls and KYC initiatives using Snowflake and dbt, enabling advanced analytics and automation. Reduce North American Onboarding Risk: strategically identify and implement solutions to reduce onboarding risk across US and Canadian markets, working with Product, Compliance, and Banking teams. Drive Strategy with Data & KPIs: lead the setting of Controls and KYC KPIs for the North American market, collaborating with Product and Compliance stakeholders, and challenge teams to address ineffective controls. Qualifications What you’ll bring: 2+ years experience in analytical roles; proficient with SQL and data pipeline management tools such as Snowflake, dbt, Git, Airflow, and Python. Risk/Fincrime domain knowledge; experience managing trade‑off between risk and growth and detecting unusual usage patterns. Strategic thinking; ability to prioritize must‑haves and identify critical data points. Influence; comfortable explaining complex data to non‑technical stakeholders and building conviction on next steps. Ownership; solution‑oriented, able to own projects from start to finish and drive remediation processes. Nice to have but not essential: Experience working with US Partner Banks or Banking‑as‑a‑Service models. Familiarity with verification/KYC and controls space. Familiarity with US payment rails (ACH, Wires, RTP) and their specific fraud profiles. Experience in a high‑growth Fintech environment. #J-18808-Ljbffr Dangote Industries Limited