Mortgage Underwriter

Job Description Job Description William Raveis Real Estate: A multi-billion-dollar company for real estate, mortgage, and insurance and the nation’s #1 independent family-owned real estate brokerage in the Northeast and Florida according to Real Trends. CEO William Raveis founded the luxury brokerage 50 years ago and has turned it into a real estate powerhouse with more than 4,400 talented sales associates across 140+ offices. WRRE is the only privately held firm offering the most complete set of best-in-class services: from buying and selling with state-of-the-art marketing tools, to renovating and staging, to mortgage, insurance and closing services. Summary The mortgage Underwriter will be responsible for the day-to-day underwriting process including rendering credit decisions on incoming applications, underwriting mortgage commitments and verifying supporting documentation. Essential Functions Underwrites large or more difficult/complex residential loans Ensures compliance with appropriate company and secondary market, investor standards Examines loan documentation for accuracy and completeness Works with loan originator or production staff to secure all required documents May provide training and direction to more junior staff Have authority to withdraw and decline loans Responsibilities include one or several types of mortgage lending (i.e.: conventional, government backed, etc) Additional Responsibilities May develop and recommend modifications to underwriting and production procedures May respond to individual and investor audits Knowledge, Skills and Abilities Widely recognized as an underwriting expert Advanced computer skills Builds and manages extensive networks of internal and external relationships Excellent analytical, interpersonal and verbal/written communication skills Understanding of legal, regulatory, economic, competitive and technology environments, which may affect real estate lending programs In-depth expertise in multiple underwriting specializations including some FHA or VA experience DE and Non-QM experience is a plus 5+ years underwriting experience required 4 years college degree preferred or equivalent experience Spanish speaking a plus Physical Demands Position requires individual to sit mostly at a desk, answering phone with some bending, reaching, walking, and occasional squatting. There is constant handling, grasping, feeling, hearing, and use of a mouse as a repetitive motion. Maximum requirement to lift is no more than 20 lbs. Hours of Work NOT a remote position. This role is in office, standard work hours are Monday through Friday from 9:00 am - 5:00 pm with regular and predictable attendance. Company Description William Raveis Real Estate: A multi-billion-dollar company for real estate, mortgage, and insurance and the nation’s #1 independent family-owned real estate brokerage in the Northeast and Florida according to Real Trends. CEO William Raveis founded the luxury brokerage over 50 years ago and has turned it into a real estate powerhouse with more than 4,400 talented sales associates across 140+ offices. WRRE is the only privately held firm offering the most complete set of best-in-class services: from buying and selling with state-of-the-art marketing tools, to renovating and staging, to mortgage, insurance and closing services. #J-18808-Ljbffr William Raveis Real Estate