Risk Analyst

Position Summary

The Risk Management Analyst is responsible for identifying assessing and mitigating financial and operational risks across the organization. This role plays a critical part in protecting the companys portfolio by analyzing lending trends monitoring risk exposure and supporting the development of risk management strategies aligned with business objectives. Key Responsibilities

Analyze loan portfolio performance to identify risk trends delinquencies and potential losses Develop and maintain risk models reports and dashboards to support decision-making Monitor credit risk operational risk and compliance-related exposures Collaborate with underwriting collections and compliance teams to improve risk controls Support the development and refinement of risk policies and procedures Conduct periodic risk assessments and present findings to leadership Ensure alignment with internal controls and regulatory requirements Required Qualifications

Bachelors degree in Finance Economics Business or a related field 24 years of experience in risk management financial analysis or lending operations Strong analytical and quantitative skills Proficiency in Microsoft Excel and data analysis tools Ability to interpret financial data and communicate insights effectively Preferred Qualifications

Experience in consumer finance or installment lending Familiarity with risk modeling credit scoring or portfolio analytics Knowledge of SQL Python or data visualization tools (Tableau Power BI) Understanding of regulatory frameworks related to lending Compensation & Benefits

Base Salary:

$70000 $85000 annually based on experience Performance Incentive:

Annual bonus eligibility up to 1015% Total Compensation Potential:

$77000 $98000 Benefits Package Includes: Medical dental and vision insurance 401(k) with company match Paid time off and company holidays Professional development and certification support Career advancement opportunities