Risk & Insurance Manager Sarasota

Job Description

Job Description

Position Summary:
Our client, a nationally renowned commercial real estate development firm, is seeking a Senior Risk Advisor to oversee and elevate its enterprise-wide risk strategy. This high-impact role focuses on risk identification, contract and policy analysis, exposure assessment, and the structuring of comprehensive insurance programs that span across a vast and diverse real estate portfolio.

 
The ideal candidate brings at least 7 years of commercial insurance or corporate risk experience , particularly with complex real estate holdings, and possesses a sharp analytical mindset coupled with the interpersonal acumen to influence leadership, legal teams, and insurance partners.
 
Key Responsibilities:

• Portfolio Risk Analysis: Lead the identification, assessment, and quantification of risk across retail, hospitality, mixed-use, and auto-related commercial holdings.
• Claims Oversight: Analyze claim trends (e.g., slip-and-fall, construction, workers' compensation) and collaborate with internal adjusters and TPAs to implement proactive strategies and reduce total cost of risk.
• Coverage Design: Structure and advise on insurance placements including general liability, workers’ compensation, property, builder’s risk, environmental, cyber, and umbrella programs.
• Policy & Contract Review: Interpret and assess leases, service contracts, indemnification clauses, and policy language to ensure optimal risk transfer and compliance.
• Strategic Risk Transfer: Recommend alternative risk financing and self-insurance strategies based on market conditions and corporate risk tolerance.
• Program Leadership: Coordinate renewals, audits, and broker engagement, ensuring continuity, competitiveness, and accuracy in all placements.
• Cross-Functional Collaboration: Serve as the internal advisor to leadership, legal, property management, construction, and development teams on all risk-related matters.
• Vendor & Broker Relations: Maintain strong partnerships with external carriers, brokers, adjusters, and claims consultants.
• Reporting & Compliance: Oversee insurance data management, including property schedules, loss runs, policy terms, and risk register documentation.
• Team Oversight: Lead a small internal risk team, including an assistant and support staff, with an emphasis on continuous improvement and knowledge development.

• 7+ years of progressive experience in commercial insurance, risk advisory, or corporate risk management (real estate sector strongly preferred).
• Deep knowledge of commercial real estate exposures and relevant coverage lines, including layered property, WC with high deductibles, and liability programs.
• Proven ability to assess contracts, policy forms, and risk implications with precision.
• Experience working with national or large-scale insurance programs.
• Skilled in claims management, renewal strategy, risk modeling, and vendor/broker negotiation.
• Bachelor's degree required; CPCU, ARM, or similar designation preferred.
• Collaborative, solutions-oriented approach with strong analytical and interpersonal skills.

• Stability & Growth: Join a financially strong company with long-term employees and year-over-year growth.
• Family-Oriented Culture: Despite its scale, the company maintains an agile, accessible leadership environment with minimal red tape.
• Recognition: Regularly ranked among the top workplaces in Tampa Bay.
• Impact: Influence decisions at the highest levels and help shape the company’s long-term risk philosophy.