Loan Officer

Job Description

Job Description

Position Summary

We are seeking a motivated, client-focused Relationship Manager to join our community banking lending team. The ideal candidate will have more than 5 years of experience in banking or financial services, with a strong knowledge of evaluating, authorizing, and securing personal, commercial, and mortgage loans. This position is responsible for developing and maintaining customer relationships, analyzing financial information, supporting sound lending decisions, and contributing to the growth of the bank.

Key Responsibilities:

• Provides excellent service to both current and prospective loan customers

• Gives financial advice and counsel to customers

• Contributes to profitability and growth of the bank by building, developing, and managing new and expanded client relationships

• Actively cross-sells appropriate banking products & services to new and existing customers and refers clients to other banking areas for additional needs

• Analyzes and forms decisions on loans and terms within established lending limits, or makes recommendations to a superior or loan committee

• Manages a portfolio of loans to ensure compliance with terms and conditions

• Coordinates lending activities with others in the organization

• Coordinates and communicates with Branch Manager to assist with rotations of opening, closing, lunch periods, etc.

• Serves as the main point of contact for loans in assigned branches and serves as backup contact for other branches

• Other duties as assigned

Qualifications

Desired Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field.

• More than 5 years of experience in commercial, retail, and mortgage lending, banking, and financial analysis.

• Good understanding of financial statements and credit fundamentals.

• Excellent interpersonal, communication, and relationship-building skills.

• Detail-oriented with strong organizational and problem-solving abilities.

• Proficiency in Microsoft Office Suite; experience with banking systems is a plus.

• Must maintain registration with the National Mortgage Licensing System (NMLS)

Benefits

• Profit Sharing

• Offers a profit-sharing plan and 401(k) based on certain eligibility requirements.

• Medical Health Insurance, Dental & Vision

• 100% employer-paid health insurance, depending on health plan election.

• Basic Life & AD&D Life Insurance

• 100% employer-paid premium.

• Paid Time Off

\nCompany Description

W3Global was established in 2006 in Fremont, CA with a vision: simplify the recruiting process and develop an industry-disrupting platform to connect candidates with clients. Our cutting-edge Applicant Tracking System enables us to find the right person for the right job, creating value for job seekers and employers. While W3Global initially focused on IT staffing, we have expanded the business to serve many other industries, including accounting and finance, legal, engineering, human resources, government and more.

We’re proud of the investments we’ve made in our team, having grown from four to 1000 employees and evolving into one of the leading recruitment and staffing solution providers in the industry. Our recruiters and account managers are passionate about connecting qualified professionals with the right positions in small, medium, and large companies.

Our Services
W3Global understands the natural ups and downs of an organization’s staffing needs. We are continuously adapting to industry and economic changes to find the right candidates.

We specialize in placing permanent, direct, contract, and temporary positions for companies of any size. Our recruiting services include sourcing, recruiting, screening, interview management, salary negotiations, training, and onboarding.

We are committed to helping organizations redefine their recruitment process by delivering our SaaS-based proprietary application tracking system software.

Our Expertise
W3Global has been delivering staffing solutions for nearly two decades; we know which recruiting strategies work best. Our expert team is committed to developing a customized solution to fit your company’s unique needs.

As a W3Global client, you’ll also receive personalized assistance from a seasoned team of staffing specialists. We are committed to providing both technical support and industry expertise to simplify the hiring process. We know that your time matters. W3Global will help you streamline the hiring process, getting it done and getting it right.

Company Description

W3Global was established in 2006 in Fremont, CA with a vision: simplify the recruiting process and develop an industry-disrupting platform to connect candidates with clients. Our cutting-edge Applicant Tracking System enables us to find the right person for the right job, creating value for job seekers and employers. While W3Global initially focused on IT staffing, we have expanded the business to serve many other industries, including accounting and finance, legal, engineering, human resources, government and more.\r\n\r\nWe’re proud of the investments we’ve made in our team, having grown from four to 1000 employees and evolving into one of the leading recruitment and staffing solution providers in the industry. Our recruiters and account managers are passionate about connecting qualified professionals with the right positions in small, medium, and large companies.\r\n\r\nOur Services\r\nW3Global understands the natural ups and downs of an organization’s staffing needs. We are continuously adapting to industry and economic changes to find the right candidates.\r\n\r\nWe specialize in placing permanent, direct, contract, and temporary positions for companies of any size. Our recruiting services include sourcing, recruiting, screening, interview management, salary negotiations, training, and onboarding.\r\n\r\nWe are committed to helping organizations redefine their recruitment process by delivering our SaaS-based proprietary application tracking system software.\r\n\r\nOur Expertise\r\nW3Global has been delivering staffing solutions for nearly two decades; we know which recruiting strategies work best. Our expert team is committed to developing a customized solution to fit your company’s unique needs.\r\n\r\nAs a W3Global client, you’ll also receive personalized assistance from a seasoned team of staffing specialists. We are committed to providing both technical support and industry expertise to simplify the hiring process. We know that your time matters. W3Global will help you streamline the hiring process, getting it done and getting it right.