District Credit Manager

Execute Lowe’s DIY and Pro Credit products across assigned districts Grow retail sales through Lowe’s Credit products while achieving targets for credit applications, credit sales, and credit penetration Build and maintain relationships with store associates, District Managers, district teams, and partners Develop and implement strategic plans with district leadership to achieve credit performance targets and communicate results Model effective credit-selling behaviors and provide hands‑on coaching and training Host weekly calls and participate in store walks to prepare locations for promotional activities and new credit initiatives Collect and communicate credit market intelligence for business decision‑making Analyze local and territory performance trends using company reporting and ad‑hoc analyses to identify opportunities, risks, and performance Maintain relationships with district and regional field leaders and business partners, resolving credit issues Partner with lending providers to assess business risk, protect Lowe’s reputation, customers, and assets, and support compliance Escalate, manage, and transparently report control issues Requirements Bachelor’s degree in Business, communications, or related field, or equivalent years of experience in lieu of education requirement, if applicable 7 years of experience in retail operations, sales, or credit 5–7 years of combined experience in retail sales or credit may be accepted in lieu of degree and required sales/credit experience Core Competencies Demonstrates expertise in executing credit products and driving retail sales through effective relationship management and strategic planning. Proficient in analyzing performance trends and collaborating with district leadership to achieve credit performance targets. Highest-signal resume keywords Retail Sales Growth Credit Application Management Strategic Planning Relationship Building Performance Analysis ATS Optimization Keywords Hard Skills Credit Sales Retail Operations Market Intelligence Analysis Credit Risk Assessment Performance Trend Analysis Soft Skills Coaching Communication Collaboration Problem-Solving Industry Keywords Lowe's Credit Products Credit Penetration Promotional Activities Business Decision-Making Compliance #J-18808-Ljbffr Jobtailor