Underwriter - Merchant Cash Advance (MCA) - (Onsite NYC)
$68k - $80kMotion Recruitment
Underwriter - Merchant Cash Advance (MCA) - (Onsite NYC)
Underwriter - Merchant Cash Advance (MCA)
Location: Edison, NJ (Onsite / Hybrid Available)
A fast-growing, dynamic financial services firm specializing in alternative commercial funding is expanding its underwriting operations. The company provides critical, high-volume capital solutions to small and mid-sized businesses nationwide, empowering merchants with efficient liquidity. Known for its agile decision-making and strong market presence, the firm is investing heavily in its risk assessment team to support rapid portfolio growth and sustainable lending practices.
Joining a collaborative, fast-paced risk and operations team, the Merchant Cash Advance Underwriter / Processor will evaluate incoming merchant financial profiles to determine funding eligibility. This position requires a strategic analyst who can carefully evaluate cash flows, bank health, and financial data using advanced software tools to accurately scope deals and mitigate risk. Operating with a high degree of precision, the successful candidate will manage the end-to-end processing workflow, balance risk with deal viability, and work closely with sales teams to facilitate smooth, rapid funding originations.
Required Skills & Experience
- Minimum 1 year of dedicated underwriting experience within the Merchant Cash Advance (MCA) industry.
- Strong mastery of financial concepts, specifically cash flow analysis, bank statement evaluation, and risk mitigation.
- Advanced capability to interpret complex financial data and perform precise quantitative analysis.
- Background in fraud prevention, transaction anomaly detection, or portfolio risk analysis.
Desired Skills & Experience
- Prior experience utilizing specialized financial software tools for data collection and credit modeling.
- Strong negotiation skills with the ability to structure competitive deal terms while protecting company risk appetite.
- Familiarity with commercial loan processing, mortgage servicing, or tax analysis is a major plus.
- Relevant educational background in Finance, Accounting, Economics, or a related field.
What You Will Be Doing
- 70% Underwriting & Risk Analysis Software
- 30% CRM, Excel, and Data Modeling Tools
Daily Responsibilities
- 60% Hands-On Underwriting & Deal Structuring
- 20% Fraud Detection & Portfolio Risk Monitoring
- 20% Team Collaboration & Sales Pipeline Alignment
The Offer
- Base Salary: $68,000–$80,000 annually (Flexibility to go higher based on experience).
- Professional development assistance.
- Employee assistance program.
- Paid volunteer time off.
You will receive the following benefits:
- Medical, Dental, and Vision Insurance
- Paid Vacation Time
- Fast-track operational growth opportunities
Applicants must be currently authorized to work in the US on a full-time basis now and in the future.
Specialization
- Accounting / Finance Professional
Vacancy posted 1 day ago
Similar jobs that could be interesting for youBased on the Underwriter - Merchant Cash Advance (MCA) - (Onsite NYC) in Edison, NJ vacancy
$68k - $80k
Motion Recruitment is looking for a Merchant Cash Advance Underwriter to join their fast-growing financial services firm in Edison, NJ. The role involves... ...has at least one year of underwriting experience in the MCA industry and possesses strong financial analytical skills....Cash- The Anderson Search Group is seeking an experienced MCA Underwriter to join its team in Edison, New Jersey. This role entails reviewing... .... The ideal candidate will have direct experience in the merchant cash advance or alternative lending industry. The position offers...Cash
$80k - $110k
...NJ to develop and expand partnerships with merchant cash advance brokers. You will be the strategic link between brokers and underwriting, guiding them through the funding... ...candidate has over 2 years of experience in the MCA space and is adept at relationship management...Cash$68k - $80k
Motion Recruitment Partners LLC is seeking an Underwriter for Merchant Cash Advance to join their fast-paced team in Edison, NJ. This role involves evaluating... ...have at least one year of underwriting experience in the MCA industry, a strong background in financial analysis, and...Cash- ...in Edison, New Jersey is seeking a detail-oriented Underwriter/Processor to support Merchant Cash Advance operations. This role involves evaluating financial... ...applications. The ideal candidate has over a year of MCA underwriting experience, strong analytical skills, and...Cash
- ...We are seeking a detail-oriented and analytical Underwriter/Processor to support Merchant Cash Advance (MCA) operations. This role is responsible for evaluating financial data, assessing credit risk, and underwriting small business funding applications. This job...Cash
The Judge Group
Edison, NJ1 day ago $80k - $110k
...Relationship Manager Location Edison, NJ (Onsite preferred, open to Hybrid) This... ...the alternative business lending and Merchant Cash Advance (MCA) space. They drive continuous... ...external referral partners and internal underwriting teams, actively guiding brokers through...Cash$80k - $110k
...Partners LLC is seeking a Broker Relationship Manager in Edison, NJ. In this role, you will develop and manage partnerships with merchant cash advance brokers, guiding them through the funding lifecycle. This hybrid position offers a competitive package of $80,000 to $110,00...Cash- ...to grow your career with built-in support and opportunity to advance your knowledge base. We, like you, recognize that your team plays... .... Amwins is seeking qualified candidates for a Production Underwriter position for our nationwide E&S Binding Authority Commercial and...
AMWINS USA
Edison, NJ1 day ago - ...insurance firm located in Edison, New Jersey is seeking a Production Underwriter to manage new and renewal business. Ideal candidates have 2-3... ...first day of employment, along with opportunities for career advancement in a collaborative work environment. #J-18808-Ljbffr AMWINS...
- Associate Underwriter - Amwins Access Team, Edison, NJ Full‑time in‑office position with a hybrid schedule once training is complete (... ...Collaborative, continuing education focused work environment Career advancement opportunities Responsibilities Review submissions and...Full timeWork at office3 days per week
- ...and your development so opportunities for growth and career advancement are never in short supply. At Amwins, we win together — and... ...! Join our Amwins Access team in Edison, NJ as an Associate Underwriter! This position is full time in-office, with a hybrid schedule...Full timeSummer workWork at office3 days per week
- ...Accounting Manager Onsite in Edison, NJ Key Responsibilities: # Lead and execute... ...balance sheet reconciliations, including cash, AR, AP, and inventory valuation. #... ...~ Solid understanding of U.S. GAAP. ~ Advanced Excel skills (pivot tables, lookups, data...Cash
BAMM Staffing
Edison, NJ4 days ago $125k - $160k
...role requires overseeing accounting functions, budget development, cash flow management, and compliance. Ideal candidates must have at... ...industry experience and a relevant degree. This full-time, onsite position offers a comprehensive benefits package including medical...CashFull time$23 - $28 per hour
Bunzl Distribution NA is hiring an Accounts Receivable Specialist in Perth Amboy, NJ. This role involves managing a portfolio of B2B customer accounts, focusing on timely collections and maintaining strong customer relationships. Responsibilities include contacting customers...Cash$120.67k - $206.86k
Senior Underwriter - Real Estate Siemens Financial Services Inc (SFS), Project Structure Americas (PS-AM) is hiring a Senior Underwriter -... ...authorities to make efficient decisions. Excellent real‑estate cash‑flow modelling skills, including Argus Software, and the...CashLocal area- Underwriter - Senior Underwriter in Personal Lines High-Net-Worth (Edison, NJ) Hybrid Edison, NJ, USA Join one of the largest High-Net-Worth MGUs in the market as a Underwriter - Senior Underwriter in the Personal Lines High-Net-Worth department for their Edison, NJ office...Work at office
- Hiverecruiter is seeking a Senior Underwriter in Personal Lines High-Net-Worth for their Edison, NJ office. This hybrid role involves underwriting complex personal lines risks for high-net-worth clients and managing a portfolio, where strong negotiation and relationship...Work at office
$100k
...Salary: $100,000 - $100,000 per year Key Responsibilities Underwrite Non-QM loans plus Conventional, FHA, Jumbo, Bond, and even VA... ...strongly preferred Strong DU/LP and manual underwriting knowledge Advanced self‑employed income analysis skills Advanced rental income...Self employmentWork at officeLocal areaRemote work- ...organization is a decentralized public blockchain network built to give developers the tools to create experiences that feel more like cash than crypto. The network is designed to be faster, cheaper, and more energy efficient than most blockchain-based systems, with an...Cash
$275k - $300k
...annually + Bonus Location: New Brunswick, New Jersey (*5 days a week onsite*) Role Overview As a key member of the executive leadership team... ...Operational Excellence: Oversee banking, accounts payable, and cash receipts; ensure efficient transaction processing interfaces...CashVaco Recruiter Services
New Brunswick, NJ3 days ago- ...feedback, service scores, and front office performance. Ensure proper cash handling, auditing, and security procedures are followed.... ...members with opportunities for growth, development, and career advancement. If you are passionate about hospitality, have Marriott...CashFlexible hoursAfternoon shift
MAIN STREET HOTEL LLC
North Brunswick, NJ4 days ago - ...Benefits / Perks Flexible Scheduling Competitive Compensation Career Advancement Opportunities Job Summary We are seeking a Bartender to join... ...for serving alcoholic beverages Collect payment and operate cash register Order, maintain, and restock inventory of bar supplies...CashFlexible hours
Food Ranger Inc
New Brunswick, NJ5 days ago - Amwins is seeking an Associate Underwriter for its Edison, NJ office. This full-time position includes a hybrid work schedule post-training, allowing 3 days in the office and 2 days from home. Key responsibilities include reviewing submissions to issue quotes, handling...Full timeWork at office
- A professional insurance firm is seeking an experienced underwriter to join its Professional Liability underwriting team in Edison, NJ. This hybrid role focuses on underwriting for Lawyers' Professional Liability programs, requiring strong analytical skills and judgment...Flexible hours
- Amwins Program Underwriters (APU) is seeking an underwriter to join its Professional Liability underwriting team. Hybrid role (2-3 days in-office) based in Edison, NJ. The underwriter will focus exclusively on underwriting for various Lawyers’ Professional Liability programs...Work at office
- AMWINS USA is looking for a dedicated Associate Underwriter to join our team in Edison, NJ. This full-time position involves reviewing submissions and preparing quotes under the guidance of an Underwriter. The ideal candidate will have a strong attention to detail and a...Full time
$15 - $23 per hour
...daily store operations. Employees operate the register, handle cash and card transactions, assist customers with finding pet food and... ...health, dental, and vision insurance for full-time employees, 401(k) with company match, paid time off, and opportunities for advancement.CashHourly payFull timePetco
Perth Amboy, NJ2 days ago$100k - $120k
...Controller (Law Firm Experience Required) Location: Edison, NJ (Onsite) A well-established litigation law firm is seeking an experienced... .... This role will oversee financial reporting, budgeting, cash flow management, billing, collections, payroll, trust accounting...CashLaw Firms
Edison, NJ1 day ago$125k - $160k
...seeking a Controller to manage financial operations. This full-time, onsite role involves overseeing accounting functions, preparing... ...experience in the construction industry, strong analytical skills, and advanced knowledge of Excel. The position offers a comprehensive...CashFull time
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Underwriter - Merchant Cash Advance (MCA) - (Onsite NYC). Be the first to apply!
Related searches