Branch mortgage loan officer- Fort Worth

Exciting news! EECU is looking for a Branch Mortgage Loan Officer (MLO) that will be responsible for meeting with credit union members in person, by phone or via branch referral mortgage applications to provide expert guidance on mortgage products and services. This position focuses on cultivating strong member relationships and delivering personalized solutions, while originating, submitting, and maintaining loan applications for mortgages and following up upon completion. The Branch MLO will serve a region of branch networks to source leads and expand our market share. Essential Functions Develop and maintain long‑term relationships with members. Manage the end‑to‑end mortgage application process, from initial consultation to loan closing, ensuring a seamless experience for the members. Establish and maintain strong relationships with branch managers and staff across multiple locations to drive consistent lead generation and referrals. Cultivate and manage mortgage referrals from multiple branches within the credit union and source leads independently, partnering with branch staff to identify potential mortgage opportunities and providing expert guidance. Conduct initial loan interview with prospective borrowers to analyze financial and credit data and advise on product/pricing policies and guidelines. Correspond directly with 3rd‑party vendors, outside contacts, branches, processors, and underwriters to ensure loans are processed in a timely manner. Maintain an organized pipeline of active loan applications from multiple branches, ensuring timely processing and closing. Respond to inquiries and/or referrals generated from personal contacts and other EECU business channels. Knowledgeable of secondary loans, including but not limited to Purchase Money/Refinance (Conventional, FHA, VA), Home Equity, HELOC, and Home Improvement loan applications. Submitted loans must comply with EECU’s lending criteria as well as Fannie Mae, Freddie Mac, and Ginnie Mae requirements. Qualifications Proficient in Velocify, Excel, Encompass, TalkDesk, Polly, Blend, and Microsoft Teams. Understanding of HMDA and escrow analysis is a plus. Must be licensed in NMLS and through the State of Texas as a Mortgage Loan Originator. 5–7 years in the banking/financial industry, with 3–4 years in an independent mortgage environment as an originator. High school diploma or equivalent required; college preferred. Ability to balance analytical processes of qualifying a mortgage applicant with sales skills to place them in the best loan product to meet the applicant’s needs. Effective public speaking skills required. Strong written, oral, time‑management, and communication skills. Analytical ability to evaluate credit reports, title work/abstracts, appraisals, flood certificates, and surveys. Extensive knowledge of all loan types offered. Knowledge of real‑estate processing state and federal laws, FNMA, FHLMA, FHA/VA regulations, and real‑property insurance coverages. Attention to detail and follow‑up is critical. Ability to work in a fast‑paced environment and within strict time deadlines. Goal‑oriented, team player, positive, and highly detailed. Ready to participate in outside promotional events conducted by the real‑estate department. This position has an hourly base compensation structure and is eligible for monthly incentives based on performance. Responsible for compliance of all federal and state rules and regulations pertaining to, but not limited to, the Bank Secrecy Act, Anti‑Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Reg DD, Reg E, Reg CC, Service Members Civil Relief, and FCRA/FACTA. Required to attend initial and ongoing annual Bank Secrecy Act training. EECU is an EOE/Vets/Disabled Employer. We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans’ status or on the basis of disability. #J-18808-Ljbffr Fort Worth Chamber