Financial Planning & Analysis Analyst

Financial Planning And Analysis AnalystSalary Grade: 17The FP&A Analyst supports financial planning, forecasting, reporting, and performance analysis across a multi-bank holding company. This role helps senior leadership understand financial results, evaluate strategic initiatives, and drive data-informed decision-making.ESSENTIAL JOB FUNCTIONS & RESPONSIBILITIES:Financial Planning & ForecastingSupport development of annual budgets and multi-year financial plans for the holding company and each subsidiary bank.Build and maintain financial models, including balance sheets, income statements, and capital planning models.Coordinate data submissions and assumptions from business units and bank subsidiaries.Financial Performance AnalysisAnalyze consolidated and bank-level financial results, including NIM, loan and deposit trends, credit quality metrics, non-interest income, and operating expenses.Prepare monthly and quarterly variance analyses versus budget, prior year, and forecast.Identify trends, risks, and opportunities that affect profitability, efficiency, and capital levels.Track and report key performance indicators (KPIs) such as ROA/ROE, efficiency ratio, capital ratios, liquidity ratios, and loan growth.Ad-hoc reporting and analysis based on requests from management across the Bank (i.e. customer trends, unexpected deposit activity, fluctuations in banking activity, etc.)Management ReportingPrepare monthly management level financial reports for ALCO, Executive Committee, the Board of Directors, and various Board CommitteesPrepare ad hoc executive dashboards and presentations for internal reportingConsolidate financials from multiple bank charters into clearly aligned management reports.Provide insights and recommendations to guide financial and operational decision-making.Profitability Measurement and Business AnalyticsAssist the Director of Financial Planning & Analysis and Financial Planning & Analysis Manager in establishing, coordinating, and maintaining a Bank profitability measurement solution and for performing business analytics.Assist in the assessment of profitability measurement for Mutual Bancorp subsidiary banks to include:Funds Transfer Pricing (FTP).Organizational profitability measurement of branches and profit and cost centers.Product profitabilityCustomer profitability.Provide analysis and review of current product line profitability for management assessment.Assist in responding to ad hoc requests from Senior Management for business analysesData & SystemsMaintain and enhance FP&A tools, reporting mechanisms, and financial databases.Work with Data & Analytics teams to improve data integrity, reporting accuracy, and automation.Support implementation or optimization of corporate planning software.QUALIFICATIONS:EDUCATION & CERTIFICATIONS:Bachelor's degree in Finance, Accounting, Economics, or related field.EXPERIENCE:2+ of experience in FP&A, corporate finance, banking finance, or related field.KNOWLEDGE, SKILLS & ABILITIES:Strong financial modeling and analytical skills.Proficiency with Excel; experience with BI tools (Power BI, Tableau) preferred.Knowledge of banking financial statements, regulatory ratios, and bank performance drivers strongly preferred.Excellent communication skills—ability to distill complex information for executives.Strong attention to detail, organization, and cross-functional collaboration.Analytical thinking and problem solvingBusiness and financial acumen specific to bankingAbility to manage multiple deadlinesIntellectual curiosity and proactive mindsetHigh integrity and commitment to accuracyCOMPETENCIES:Must have cyber security awareness to protect the digital environment, the Bank, and customers.Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.