Credit Administrator

Salary Range: $180,000 - $200,000 Annual Base Salary Employment Type: Full-Time Position Overview The Senior Vice President, Credit Administrator is a pivotal leadership role responsible for overseeing the integrity and efficiency of the Bank’s credit administration function. Working in direct support of the Chief Credit Officer, this executive serves as a primary gatekeeper for credit quality, ensuring robust underwriting standards, regulatory compliance, and proactive portfolio management. The successful candidate will drive the analysis of complex credit requests, mentor the underwriting team, and provide strategic insights to Executive Management and the Board of Directors regarding portfolio health and risk mitigation. Key Responsibilities Credit Administration & Quality Control Strategic Oversight: Direct the daily administration of the Bank’s credit activities, ensuring alignment with organizational goals and risk appetite. Underwriting Excellence: Serve as the primary authority on credit underwriting quality; review and evaluate new and renewal commercial credit extensions with a focus on comprehensive financial analysis and risk assessment. Policy Management: Maintain, update, and review the Loan Policy to ensure relevance and compliance; prepare periodic policy memorandums for Board review and approval. Problem Resolution: Collaborate with loan officers to develop alternative strategies for structuring complex deals or mitigating risks in difficult credit situations. Risk Analysis: Support the Chief Credit Officer in preparing monthly credit reports, Board packages, and data reviews. Identify emerging portfolio weaknesses through problem loan reports, covenant compliance tracking, and annual CRE reviews. Stress Testing: Execute portfolio-level analytics and stress testing to identify and monitor specific risks, including industry concentrations and market fluctuations. Construction Oversight: Partner with Construction Loan Management to monitor project delays, change orders, and lien risks. Watch List Management: Assist in the preparation of quarterly watch lists and problem loan reports to ensure proactive risk management. Leadership, Compliance & Governance Team Leadership: Manage, mentor, and train Conventional and SBA Credit Managers and underwriting staff, fostering a culture of high performance and continuous professional development. Regulatory Compliance: Ensure strict adherence to all Bank policies, procedures, and state/federal banking regulations (BSA, AML, etc.) across the loan portfolio. Committee Service: Act as Secretary for the Director Loan Committee, responsible for accurate minute‑taking and record‑keeping. Audit Support: Assist the Chief Credit Officer during external credit reviews and regulatory examinations. Special Assets: Provide support for Special Assets, liquidations, and OREO property management as required. Qualifications Education: Bachelor’s degree in Business, Finance, or a related field preferred. Experience: Minimum of 10 years of experience with a focus on Credit Risk Management, Credit Administration, Loan Workout, and Commercial Real Estate/Business loan underwriting. Supervisory Experience: Minimum of 5 to 7 years of proven leadership and supervisory experience. Strategic Capabilities: Demonstrated ability to analyze complex data/processes, identify trends, and provide decisive recommendations. Technical Skills: Expert knowledge of credit risk management, industry trends, and banking regulations. Proficiency in MS Office (Excel, Word, Outlook). Communication: Exceptional written and verbal communication skills, capable of presenting detailed information to Executive Management. Dexian is a leading provider of staffing, IT, and workforce solutions with over 12,000 employees and 70 locations worldwide. As one of the largest IT staffing companies and the 2nd largest minority‑owned staffing company in the U.S., Dexian was formed in 2023 through the merger of DISYS and Signature Consultants. Combining the best elements of its core companies, Dexian’s platform connects talent, technology, and organizations to produce game‑changing results that help everyone achieve their ambitions and goals. Dexian’s brands include Dexian DISYS, Dexian Signature Consultants, Dexian Government Solutions, Dexian Talent Development and Dexian IT Solutions. Visit to learn more. Dexian is an Equal Opportunity Employer that recruits and hires qualified candidates without regard to race, religion, sex, sexual orientation, gender identity, age, national origin, ancestry, citizenship, disability, or veteran status. #J-18808-Ljbffr