Credit Specialist - INTL India

The role of the Underwriter is to conduct a thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans. In this position, the Underwriter evaluates mortgage loan applications by analyzing borrower credit, income, assets, liabilities, and property details to assess overall risk and eligibility. The role involves applying agency, investor, and regulatory guidelines to make sound approve, suspend, or decline decisions, while leveraging automated underwriting systems and validating supporting documentation. Underwriters issue clear, accurate conditions, resolve complex credit scenarios, collaborate closely with loan officers and operations teams, and ensure all decisions are welldocumented, compliant, and auditready-balancing risk management with speed and a positive borrower experience. We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to View email address on click.appcast.io learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: Required Skills & Experience 3 years of underwriting expertise across conventional, FHA, VA, and jumbo loans, with sound credit judgment and independent decisionmaking Proven ability to underwrite efficiently using AUS (DU/LP) and modern digital LOS platforms in a highvolume environment Balances speed, accuracy, and risk management while consistently meeting turntime and quality SLAs Datadriven, riskaware mindset with the ability to assess layered risk and apply guidelines thoughtfully Customercentric approach, delivering clear, solutionoriented conditions that support a strong borrower experience Excellent communication and collaboration skills, with a compliancefirst, auditready approach in a fastmoving, techenabled organization Benefit packages for this role will start on the 1st day of employment and include medical, dental, and vision insurance, as well as HSA, FSA, and DCFSA account options, and 401k retirement account access with employer matching. Employees in this role are also entitled to paid sick leave and/or other paid time off as provided by applicable law.