Credit Officer

Prin Credit Officer RiskEmpowered to live. Inspired to work.Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally.How we support you:Hybrid model – up to 50% work from homeFlexible schedules including ample flexibility in the summer monthsUp to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match)Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAPVacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time offLearning and development programsMentorship programsCross-functional committee opportunities (i.e. Inclusion Council, emerging professional groups, etc.)Professional membership/certification reimbursement and more!The contributions you will make:This position is responsible for the management and servicing of complex high risk asset portfolio's across an assigned region or territory. Evaluates, underwrites and makes credit decisions for commercial, traditional, investor, and consumer loan requests originated by Compeer team members and determines if the characteristics of the credit package present an acceptable level of credit risk for the organization. Provides relationship based financial solutions for farmers, investors, and rural consumers in area of expertise within delegated authority. May be assigned a specific industry or subject matter on which to focusA typical day:Credit Analysis and Decision MakingCredit Counseling and Loan ServicingCollection ServicesSubject Matter ExpertiseThe skills and experience we prefer you have:Bachelor's degree in business administration, agricultural business, finance, accounting, or related field; or an equivalent combination of education and experience sufficient to perform the essential functions of the job.Minimum of 10 years of experience in Credit Analysis in a financial institution, preferred.Oral and written communication skills sufficient to discuss a variety of job-related topics, and effectively communicate complex topics to a variety of audiences.Skill in analyzing information to formulate logical and objective conclusions.Skill in utilizing Word/Excel/PowerPoint/Outlook to increase efficiency and/or effectiveness.Skill in utilizing a systematic approach to problem solving.Solid knowledge of loan analysis and sound credit administration principles.Skill in negotiating acceptable and favorable terms and conditions related to loan collections.Solid knowledge of Borrower Rights related to loan servicing.Working knowledge of real estate marketing related to acquired property management.Extensive Credit Underwriting experience.Basic accounting knowledge.Ability to establish and maintain a network of internal and external agricultural influencers and professionals.How we will take care of you:Our job titles may span more than one career level (associate, senior, principal, etc.). The actual title and base pay offered is dependent upon many factors, such as: training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. This role is eligible for variable compensation and other benefits.Base Pay $118,500 - $202,500 USDCompeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.Must be authorized to work for any employer in the United States. Compeer is unable to sponsor or take over sponsorship of an employment visa at this time.