Financial Services Technology Consulting, Financial Risk Technology (FRT) Engineering - Senior

Financial Services Technology Consulting, Financial Risk Technology (FRT) Engineering - SeniorLocation: New York Other locations: Anywhere in Region Salary: Competitive Date: Sep 28, 2026At EY, we're all in to shape your future with confidence. We'll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY and help to build a better working world. The opportunity: Our Financial Services ("FSO") teams help clients address complex transformation priorities across Banking, Insurance and Capital Markets. This opportunity combines Insurance Risk, Credit Risk and Capital Markets technology expertise with modern engineering to deliver high-impact enterprise transformation programs. Financial institutions are modernizing risk, finance and trading platforms to improve scalability, transparency, control and responsiveness. The role supports cloud-native risk platforms, analytical and model-execution engines, regulatory and actuarial processing, and front-to-back modernization across front-office, middle-office and back-office functions. Key capabilities include pricing and positions, pre-trade and counterparty risk, Value at Risk (VaR), stress testing, sensitivities, XVA, clean P&L, hypothetical P&L, actual P&L, P&L attribution, settlement, reconciliation and regulatory reporting.As a Senior Technology Consultant, you will be a hands-on member of the engineering team, working with architects, managers, business stakeholders, traders, risk teams, actuaries, model developers and operations teams. You will translate functional and analytical requirements into reliable software components, data pipelines, cloud services and integration solutions across trading, risk, finance and operations.Key ResponsibilitiesRisk Technology & Solution ArchitecturePlatform EngineeringData & AnalyticsEngineering Delivery and CollaborationSkills and attributes for success:Strong software-engineering fundamentals with the ability to understand risk-domain requirements.Ability to solve technical problems, communicate design choices and work effectively in multidisciplinary teams.Commitment to engineering quality, automated testing, documentation and continuous improvement.Strong written and verbal communication skills.Required domain expertise:Insurance RiskCredit RiskFinancial Risk ProgramsCapital Markets TechnologyRequired technical skills:Core DevelopmentDistributed Computing and MessagingCloud TechnologiesDatabasesData & AnalyticsDevOpsPreferred skills and experience:Capital Markets products and front-to-back trade lifecycle knowledgeFront-office trading systems, including pricing, positions and pre-trade riskDistributed computing and high-performance processing architecturesAdvanced Java development, including multithreading and concurrencyDatabricks and/or Snowflake data platformsRedis and/or GridGain-style distributed caching solutionsGood-to-have skills:Agentic AI and risk automationRetrieval-Augmented Generation (RAG) architecturesLangChainModel Context Protocol (MCP) frameworksIdeal candidates for this role will have the following skills and attributes:5+ years of software engineering experience, including 3+ years contributing to risk, finance, insurance or analytical technology solutions.Delivery experience in Insurance, Banking or Capital Markets.Working knowledge of Credit Risk, Insurance Risk or regulatory risk frameworks.Hands-on experience developing cloud-native applications, distributed processing solutions or data platforms.Proficiency in Java and working knowledge of Python; exposure to Scala or C++ is beneficial.Experience with automated testing, CI/CD, source control and modern software-delivery practices.Undergraduate or graduate degree in computer science, engineering, mathematics, actuarial science, finance or a related field.Prior consulting experience is preferred.What we offer youAt EY, we harness our collective strength to empower you to shape your future with confidence through professional growth, personal fulfillment and an inclusive culture. Learn more at ey.com/us/careers. We offer a comprehensive compensation and benefits package where you'll be rewarded based on your performance and recognized for the value you bring to the business. The base salary range for this job is:New York City, Boston, and Washington DC Metro Areas, Washington State, and Southern California offices – $122,900 to $204,900Bay Area California offices – $128,100 to $213,400All other offices locations in the US, including Sacramento – $102,500 to $187,900Individual salaries within these ranges are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills and geography. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. Under our flexible vacation policy, you'll decide how much vacation time you need based on your own personal circumstances. You'll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being.