Underwriter

Assists management with the underwriting of SmartAuction dealer accounts and ensures strict adherence to company risk management policies and guidelines.


Responsibilities may include dealer interface/service; developing and driving a culture of continuous improvement; concentrating on areas of risk and loss prevention.
Serves as a Subject Matter Expert to internal and external customers/matrix partners. Customarily and regularly exercises independent judgment/critical/analytical thinking. Considered analytical or procedural experts representing a unit or team on cross-function process or project deliverables.
The Work Itself

• Enhance profitability: Seek and act on opportunities to reduce operating costs.
• Adhere to company policies/procedures and escalate any matters that are not compliant.
• Follow departmental processes to ensure established metrics are achieved, dealer and matrix partners' expectations are met, and loss exposure is mitigated.
• Proactively work to resolve internal conflicts and develop effective working relationships.
• May interface with senior management to convey information.
• Conduct proactive risk recognition.
• Ensure dealer's daily limits are appropriate based on risk factors, sales rates, volume and seasonal / market fluctuations.
• Ensure outstandings remain within established dealer limits.
• Complete underwriting as well as applicable due diligence on SmartAuction / White Label dealerships with data obtained from both internal and external sources.
• Participate in regular meetings to review / discuss assigned portfolio and develop strategies for account monitoring; Establish appropriate action plans to mitigate risk and address any risk concerns.
• Manage exposure by utilizing current company risk management policies, procedures and guidelines and ensure strict compliance.
• Seek opportunities to drive additional efficiencies and effectiveness into the SmartAuction processes.
• Provide superior customer service.

• HS diploma or equivalent required.
• Associate / bachelor's degree in business related discipline preferred.
• 3 + years in financial services or similar industry is needed.
• Prior leadership experience is preferred.
• Education may be used as a proxy for experience.
• Perform technical tasks required to support ongoing business operations.
• Typically requires comfortable knowledge of Microsoft Office applications
• Leveraging technical expertise and relationships to contribute to strategy and drive business results.
• Contribute to and manage projects.
• Strong analytic/problem solving skills required.