Remote Skip Tracing Specialist - Delinquency Recovery

Skip Tracing Specialist Location: Remote based out of Rome, NY Starting Rate - $28.14 - $35.17/hour, actual rate will depend on experience. Status: Full Time The Opportunity - Skip Tracing Specialist AmeriCU Credit Union is hiring a Skip Tracing Specialist to join our Credit Solutions team. This Skip Tracing Specialist role is critical to helping locate members, resolve delinquent accounts, and support financial recovery efforts while delivering a professional and empathetic member experience. If you have strong investigative skills, collections experience, and enjoy solving complex problems, this Skip Tracing Specialist opportunity may be a great fit. What You’ll Do – Skip Tracing Specialist Skip Tracing & Investigations Conduct advanced skip tracing to locate borrowers and secured collateral using internal systems, credit bureau data, and third-party tools Research and verify updated contact details including addresses, phone numbers, employment, and assets Use tools such as DNA (Symitar), TLO, public records, and online databases to locate hard-to-reach individuals Provide actionable intelligence on accounts to improve recovery outcomes and portfolio performance Account Resolution & Member Engagement Manage delinquent accounts through inbound and outbound communication (phone, email, text) Re-establish contact with members and guide accounts toward resolution Negotiate repayment solutions including payment plans, loan modifications, and hardship arrangements Evaluate members’ financial situations to determine appropriate solutions Process hardship applications and make informed recommendations Communicate professionally and empathetically in challenging conversations Provide financial guidance that supports long-term member success Contact references, employers, and related parties when appropriate Grow Your Career With Us! Whether you’re building your career or expanding it, AmeriCU offers professional development, mentorship, and opportunities to advance . Our team values integrity, community impact, and excellent service — and we love helping employees build meaningful careers. Benefits You’ll Love Competitive Medical, Dental & Vision coverage Generous Health Savings Account contribution (with HDHP enrollment) Paid Holidays Paid Time Off — Personal, Sick, and Birthday Time Off Employee Appreciation Events 401(k) with employer match (after 1 year of service) Employee Assistance Program Tuition Reimbursement for full‑time employees (after 1 year of service) Life Insurance & AD&D for full‑time employees at no cost Enhanced Short‑Term Disability at no cost to you Who Are We? AmeriCU is a not‑for‑profit credit union based in Rome, NY with assets in excess of $3.0 billion and serving more than 200,000 members across Central New York, the United States, and beyond. For over 75 years , we have been committed to our members, our employees, and our communities. In 2026 , AmeriCU was once again recognized as one of the Best Companies to Work for in New York State and named by American Banker as one of the best credit unions in the United States to work for. Want to See What Makes AmeriCU Special? Learn more about how we support our communities and why people love working here: #J-18808-Ljbffr