Mortgage/Retail Loan Officer

Job Description

Job Description

Join QNB Bank as a Full-Time Mortgage/Retail Loan Officer and take your career to new heights in the heart of Quakertown, PA. This role offers a unique opportunity to work onsite, fostering collaboration with a dedicated team that shares your passion for customer service. You will engage directly with clients, crafting tailored financial solutions that genuinely make a difference in their lives.

At QNB Bank, we prioritize professional development and innovation, ensuring you stay ahead in the ever-evolving banking landscape. Your problem-solving skills will be put to the test as you assist customers in navigating their mortgage options, contributing to our culture of excellence and integrity. You can enjoy great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, Competitive Salary, and Paid Time Off. If you're driven, empathetic, and ready to make an impact, this is the perfect role for you.

Don't miss the chance to be part of a forward-thinking organization that values your contributions.

As a Mortgage/Retail Loan Officer at QNB Bank, you will engage in a variety of tasks to ensure exceptional customer service and efficient mortgage loan processing. Each day, you will consult with clients to assess their financial needs and recommend appropriate mortgage solutions. You will be responsible for gathering necessary documentation, analyzing credit information, and preparing loan applications for submission. Your role will involve collaborating with internal teams and external partners to streamline the loan process and ensure timely approvals. You will manage your pipeline effectively, maintaining open communication with clients throughout the transaction to address queries and provide updates.

Additionally, you will stay informed about industry trends and regulatory changes to offer the best advice and service to customers. You will embody QNB Bank's core values of integrity and empathy while striving for excellence in every interaction, ensuring a customer-centric approach to mortgage lending.

To be successful as a Mortgage/Retail Loan Officer at QNB Bank, a diverse skill set is essential. You should possess strong interpersonal and communication skills to effectively engage with clients, realtors, and external agents, building relationships that drive business. Proficiency in mortgage processing software, particularly Meridian Link and Laser Pro, is necessary for managing documentation and ensuring accuracy. A solid understanding of compliance requirements is crucial, as you will be responsible for ensuring that mortgage loans meet federal, state, and local regulations. Experience with credit-scoring systems and the ability to operate the FHLMC automated underwriting system (Loan Prospector) to obtain feedback certificates are also important.

In addition, strong organizational skills will enable you to manage various aspects of the loan process, from gathering documentation to examining title commitments and overseeing construction mortgages. You should be adaptable and willing to work evenings and weekends as necessary, reflecting a commitment to customer service and thoroughness in lending practices.

If you think this job is a fit for what you are looking for, great! We're excited to meet you!