Senior Product Designer

The Team Upstart’s AI Experience Platform (AIXP) team is building the next generation of AI‑native product experiences that transform how borrowers interact with their finances. Within this pillar, the team partners closely with Payments and Borrower Experience to design intuitive, trustworthy interactions across both traditional interfaces and emerging conversational surfaces. Senior Product Designer on this team will lead the design of AI‑powered payment experiences that directly impact borrower financial health. You will bridge platform capabilities and real user needs, shaping how borrowers make, manage, and recover payments through both UI and conversational interfaces. How you’ll make an impact Design end‑to‑end payment experiences across web interfaces and conversational AI agents, ensuring consistency and clarity across interaction modes Translate complex payment workflows (e.g., ACH, debit, failed payments) into intuitive user experiences that handle edge cases and error states effectively Define and evolve interaction patterns for conversational interfaces, including dialogue flows, fallback behaviors, and multi‑step task completion Partner closely with product managers and engineers to shape product direction, scope solutions, and deliver high‑impact user outcomes Use data and experimentation (e.g., A/B testing, user behavior insights) to iterate on designs and improve key metrics such as payment success and engagement Contribute to and extend design systems by establishing reusable patterns for AI‑native and conversational experiences Minimum Qualifications Bachelor’s degree in Design, Human‑Computer Interaction, Computer Science, or a related field (or equivalent practical experience) 5+ years of product design experience delivering end‑to‑end user experiences for digital products Experience designing conversational, chat‑based, or AI‑assisted user interfaces Experience designing complex workflows with branching logic, edge cases, and error handling Proficiency with Figma and prototyping tools for interactive or conversational flows Preferred Qualifications Experience designing LLM‑powered interfaces such as chatbots, AI agents, or copilots Experience designing transactional or financial workflows such as payments, checkout, or lending Familiarity with fintech or regulated consumer products Ability to define new interaction patterns in emerging product spaces Experience working with design systems and contributing reusable components or frameworks Position location This role is available in the following locations: Remote Time zone requirements The team operates on the East/West coast time zones. Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to still spend high quality time in‑person collaborating via regular onsites. The in‑person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2–4 consecutive days at a time. What you'll love At Upstart, our benefits are designed to support your health, financial well‑being, family, and personal growth. Here’s what you can expect: Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees Affordable medical, dental, and vision coverage, with multiple plan options – Upstart covers 90% to 100% of the cost depending on the plans you choose Health Savings Account contributions from Upstart for eligible plans Income protection benefits, including company‑paid Basic Life, AD&D, and Short‑ and Long‑Term Disability coverage, with options to purchase supplemental coverage Paid time off, sick and safe time, and company holidays Paid family and parental leave to support caregiving and major life moments Family‑centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving Employee Assistance Program (EAP) offering mental health support and life‑centered resources Financial wellness resources, including access to financial planning tools and a financial concierge service Annual wellness allowance to support your physical and emotional well‑being and personal development, based on what matters most to you Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from Connection and community through team events and onsites, all‑company updates, and employee resource groups (ERGs) Onsite perks, including catered lunches and fully stocked micro‑kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!). Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre‑employment testing, or otherwise participating in the employee selection process, please email View email address on click.appcast.io United States | Remote - Anticipated Base Salary Range: $162,100—$224,500 USD #J-18808-Ljbffr Upstart