Credit Officer - Global Markets Credit - Municipal Banking and Markets

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The Credit Officer role requires a comprehensive skill set to effectively execute broad risk management responsibilities within Corporate & Financial Institutions Credit Risk. Some of the responsibilities include: Develop and maintain a deep understanding of the Global Banking & Markets product spectrum; Responsible for driving speed to market and asset quality; Develop and maintain a deep understanding of the portfolio at the client, industry, and macro level in order to assess risk and craft value added solutions that balance risk and return; Independently assess the credit worthiness , including due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk within the bank’s risk appetite/strategies; Manage a complex portfolio of clients via actively monitoring the portfolio including changes in credit profile and compliance with credit agreements; Provide high quality and efficient credit approval to Corporate Banking, Investment Banking, Global Markets and Treasury while observing compliance of established credit policies and guidelines; Structure transactions and negotiate credit documentation including; credit agreements, amendments, ISDAs, and CSAs; Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle; Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal; Participate in strategic projects to support business goals.

Responsibilities:

• Responsible for all aspects of the credit risk management of Municipal Banking and Markets counterparties/issuers

• Manage a high-volume, fast-paced portfolio using a risk-based approach to support revenue generation while adhering to established credit risk standards

• Partner closely with Global Markets stakeholders, including Trading, Structuring, and Sales, as well as internal support functions

• Evaluate and support transactions within a dynamic capital markets and trading environment, requiring strong execution and prioritization skills

Required Qualifications:

• 5+ years of prior counterparty credit risk management and due diligence experience

• Proficient with Microsoft Office, Bloomberg

Desired Qualifications:

• Financial institutions or municipal counterparty experience

Skills:

• Analytical Thinking

• Credit and Risk Assessment

• Financial Analysis

• Research Analysis

• Underwriting

• Attention to Detail

• Business Acumen

• Financial Forecasting and Modeling

• Loan Structuring

• Written Communications

• Business Development

• Collaboration

• Critical Thinking

• Portfolio Analysis

• Stakeholder Management

Shift:

1st shift (United States of America)

Hours Per Week: 

40