Sr Fraud Analyst II - Fraud Detection Operations

Bank Of America Job OpportunityAt Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities, and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career, and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive, and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership, and innovation, strengthening our workforce and positively impacting the communities we serve.Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!This job is responsible for reviewing complex products for the prevention and detection of possible fraud. Key responsibilities include researching and analyzing account activity to assess levels of risk and fraud. Job expectations include completing inbound and outbound calls, taking appropriate action based on transaction characteristics of greater complexity, performing functions related to research, and resolving fraudulent activity and service support.Responsibilities:Services banking products with high-risk activity to maximize approval of legitimate transactions, minimize client impact at the point of sale, identify fraudulent activity, and restrict account activityMakes decisions based on judgment, research, and extensive job experience, following established procedures and guidelines while leveraging multiple systemsAssesses the level of risk and makes decisions which directly affect the customer experience and risk to the bankReviews and analyzes accounts and relationships that may require differentiated treatment or specialized resolutionComplies with industry regulations, bank procedures, integrity levels of the department's system, and financial controlsRecords data captured during client interactions accuratelyStart Date: November 9, 2026Shift: Monday through Friday: 8:00am-5:00pm ESTTraining: Approximately 10 weeksRequired Qualifications:• Strong analytical and organizational skills• Demonstrated ability to solve complex problems by reviewing related information.• Ability to multi-task, including researching information through multiple systems, in order to make judgmental decisions based on the data reviewed.• Customer centric approach• Demonstrates a strong sense of urgency• Able to work in a fast-paced, ever-changing environment with a strong focus on risk mitigation and client experience.• Comfortable taking inbound or making outbound calls to clients in a high production focused environment.• Communicates effectively and confidently and is comfortable engaging all clients.• Has the ability to learn and adapt to new information and technology platforms.• Ability to follow established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations.• Good time management skills• Flexible to work weekends and/or extended hours as needed.Desired Qualifications:• Prior experience in Retail Fraud Servicing, Claims or Fraud Detection.• Experience working in an environment where both individual and team goals are met or exceeded routinely.Skills:Analytical ThinkingClient Experience BrandingCustomer and Client FocusDue DiligenceResearchAttention to DetailData Collection and EntryPolicies, Procedures, and GuidelinesReferral ManagementWritten CommunicationsAdaptabilityBusiness IntelligenceInvestigation ManagementIssue ManagementRelationship BuildingMinimum Education Requirement: High School Diploma / GED / Secondary School or equivalent*** Internal employees who are currently working from home are still eligible to apply. However, if selected for the role, you may be required to work onsite in accordance with the workplace excellence policy.Shift:1st shift (United States of America)Hours Per Week:40