Senior Associate, Product Management - Pay Over Time (Business Cards & Payments)

The Team: Business Cards & Payments (BC&P) organization is committed to fueling the courageous entrepreneurial spirit that is at the heart of America’s business owners. We offer financial products and services for small business owners through corporate clients, with the goal to pave the path for them to do more business. We’ve built an organization that is focused on listening to and learning from the millions of customers we serve to make sure our products, services, and experiences work as hard as they do. Role Overview: In BC&P, we are looking for a Product Manager with a demonstrated interest and aptitude for AI. While formal on‑the‑job experience with AI is a plus, we highly value candidates who have proactively incorporated AI into their personal projects, explored AI‑driven development environments (e.g., Cursor, Claude Code, GitHub Copilot), or built automations using AI agents. Show us how you’ve used AI to learn, build, and solve problems beyond basic text generation. Responsibilities: Own the product strategy for BC&P’s product swaps capability where you’ll help design the E2E flow to provide customers with the product that is best for them. Use a combination of customer feedback and performance data to prioritize the potential use cases. Be the product manager for a tech team where you maintain the backlog, submit new intake requests, review requirements, remove roadblocks, and resolve issues when possible. Growth Areas: Human Centered You’ll collaborate with tech teams to build comprehensive acceptance criteria, identifying and elevating any need for additional research to define future feature design. You’ll breakdown business epics into features and further into user stories, driving your team towards lowest effort or Minimal Viable Product (MVP) for a valid feature test. Business Focused Demonstrating a growth mindset, you’ll effectively use hypothesis‑driven assessment of data to ensure your product or feature delivers on real business needs. You’ll own and prioritize feature development roadmaps, ensuring all necessary processes and procedures are followed to manage risk. Technology Driven You’ll work autonomously in an agile environment, to conduct research and develop features that utilize new and evolving technology. You’ll collaborate with designers, technologists, data scientists and subject‑matter experts to build cutting‑edge solutions to help customers. You’ll deliver well‑managed product platforms for customers by seeking to understand technology trends and architecture strategy. Transformational Leadership By actively participating in horizontal forums, you’ll harness a network of trusted relationships among tech teams, designers, key internal stakeholders and partner teams. You’ll articulate a succinct product roadmap to deliver business value and share it with stakeholders, elevating your team’s results and becoming a product matter expert. We want you if you are: Intellectually Curious – You ask why, you explore, you're not afraid to blurt out your crazy idea or follow an email chain for weeks to find someone with an answer. Comfortable with ambiguity, a hunger to learn and a seeker of new challenges. Communicator & Influencer – You can communicate complex ideas clearly regardless of your audience. Our team knows their priorities and why they’re doing what they’re doing. You always can rally associates to work with you. Do‑er – You’re biased toward action, you try things and sometimes you fail. You can get around roadblocks and stay focused on your goals. You’re well organized, able to multitask and able to prioritize your work. Passionate & Customer Focus – You care about growing others and bringing them together around what’s possible. You get a thrill from the journey of building and shipping products, and you have a desire and ability to connect with our external or internal customers to fully understand their needs. Learner – You have an appetite to learn new things or new technologies all while exhibiting humbleness when the time comes to ask for help. Team Player – You enjoy working with diverse people and driving the team toward a common goal. You have the ability to put the team before yourself and establish long‑lasting relationships. Basic Qualifications: Bachelor’s degree or military experience. At least 1 year of product management experience or at least 1 year of experience in product design, agile delivery, business analysis, data science, or software engineering. Preferred Qualifications: Bachelor’s degree in computer science or engineering. 1+ years translating business strategy or analysis into consumer facing digital products. 1+ years of experience working on core product platforms powering digital experiences. 1+ years working with cross‑functional teams as a product owner in an agile development process. Benefits and Compensation: At this time, Capital One will not sponsor a new applicant for employment authorization for this position. Salary ranges by location: McLean, VA: $111,200 – $126,900 for Sr. Associate, Product Management. New York, NY: $121,300 – $138,400 for Sr. Associate, Product Management. This role is also eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Equal Opportunity Statement: Capital One is an equal opportunity employer (EOE, including disability/vet). It is committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. #J-18808-Ljbffr Capital One