Refi Mortgage Loan Originator

100+ live refi calls per month. Wholesale pricing 100 bps better than retail. Zero sourcing. If you can close, you'll never see another slow week again. Read this carefully — we don't want everyone. We want the LO who's sitting in retail right now, watching their 2019 Zillow zombie list go cold, getting a pat on the back for "good activity" while their pipeline shrinks and their comp tier resets every January. The one who knows they can close. They just need a phone that actually rings with someone who actually wants to refi. If that’s you, keep reading. If not, please don’t apply.

THE SEAT

F5 Mortgage is a wholesale brokerage built like a software company — founded and still run by an AI‑first producing LO who refused to keep working on 2015 tech in a 2026 world. We spend six figures a month driving live, rate‑shopping refi borrowers straight into our queue, then route calls round‑robin (longest‑available LO gets the next ring). You'll take 4–6 live calls every weekday. You will not source leads. You will not cold‑call. You will not chase realtor offices for scraps. Six lead engines feed your phone every day: Live transfers — borrower already on the line, pre‑screened, asking for numbers Quote‑ready routing — rate request fires, first LO to pick up wins the loan Inbound refi rate‑shoppers from F5's marketing funnels, payment already quoted Purchase‑intent buyers in the 90‑day window (you'll close purchases too — refi is the lane) Realtor partner leads from F5 Origin Your own closed book auto‑monitored — when rates move, our Refi Finder pings you AND the borrower with a pre‑built completed app, ready to send. Every loan you close becomes a perpetual lead source.

THE PRICING EDGE

F5 is wholesale, not retail. Direct institutional pricing from Pylon, UWM, and 30+ wholesale lenders. Zero margin markup baked into your borrower's rate. UWM BOLT decisions in minutes. UClose remote closings in 15. Same borrower, same day: F5 wholesale 6.375% vs. retail big bank 7.135% (+76 bps) vs. retail megalender 7.375% (+100 bps). On a $400k refi, that's $260+/month and $93k+ over the life of the loan. When you're 100 bps better than the competition, you don't fight to win the deal. You just win it.

THE PLATFORM

Command is what mortgage tech should have been a decade ago — CRM, LOS, POS, automation, retention, and quoting all native, all in one login, all built in‑house by an engineering team that ships features weekly. Quote Studio pre‑drafts two‑scenario quotes the second you open a lead. Daily Brief AI tells you who to call first before you finish your coffee. A loan coordinator sits in your Roam virtual office on every single file — they chase conditions, organize docs, prep the file at the lender. You stay on the phone with the next borrower.

THE COMP

Revenue share. Pricing autonomy. No tier games. Same comp on loan #1 as loan #100. No retroactive adjustments. No clawbacks on slow months. You set pricing on every file — no branch manager override queue. Comp plan in writing in your offer letter. Every number. No ambiguity. We walk you through the exact dollars on the intro call.

THE BAR

This is a structured remote role, not a side hustle. Core hours Monday–Wednesday 9 AM–6 PM, Thursday–Friday 9 AM–5 PM (local time). Saturdays are optional — the bonus is there if you want it. Work from anywhere in your licensed states. You answer the phone. That's the job.

THE FOUNDER

Ryan McCallister is still a producing LO. He's on the phones every Friday at 5 PM. He takes every first call with you personally. The roadmap is set by someone who actually feels the pain every Monday morning. The platform gets better every single week. That's the moat the big shops structurally cannot catch up to. If you're hungry. If you can close. If you've been waiting for a phone that actually rings — this is the seat. If you need to think about it for a week, you're not the closer we're hiring. And that's okay. Click somewhere else, and we'll both save time. The phone rings. You close. That's the job. Apply now. Ryan replies personally within one business day. Strictly confidential — your current employer never hears a word. #J-18808-Ljbffr WizeHire, Inc