Personal Line Underwriter (Honolulu, HI) - HYBRID

Job Title

• Personal Line Underwriter (Honolulu, HI) - HYBRID

Location

• 1440 Kapiolani Blvd. Ste 950. Honolulu, HI 96814

Salary

• $60,000-$75,000/annually

Position Type

• Full-time
• Exempt / Salary
• Monday – Friday
• 8 am – 5 pm; 1-hour lunch 12 pm - 1 pm
• Hybrid after 90 days – 3 days in office/2 days remote

Reports to

• Senior Underwriting Manager

Position Overview
We’re seeking a Personal Lines Underwriter to join our team and make an impact! With 1+ years of expertise in Homeowners, Dwelling Fire, Automobile, and Umbrella , you’ll play a key role in driving growth, ensuring profitability, and managing strong agency relationships. If you’re ready to bring your skills, energy, and motivation to a team that values collaboration and results, we’d love to hear from you!

Key Responsibilities

• Underwrite and manage a portfolio of Personal Lines policies, ensuring compliance with company guidelines and regulatory requirements
• Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
• Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
• Develop and maintain strong working relationships with assigned agencies within the territory to drive business growth
• Work closely with other team members and management to achieve monthly and annual branch goals
• Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
• Build and maintain strong agency relationships to foster growth and support business development efforts
• Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
• Review data accuracy and prepare monthly closing reports for each product line

Qualifications

• No Minimum experience required in underwriting Homeowners, Dwelling Fire, Automobile, and Umbrella
• Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience
• Strong analytical and decision-making skills, with a solid understanding of underwriting principles
• Excellent communication skills, with the ability to work collaboratively with agents and internal teams
• Ability to collaborate effectively with cross-functional teams to meet goals
• Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software
• Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus

Benefits

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company
• Paid time off and sick leave
• 12 Annual paid holidays
• Onsite parking fully covered by the company
• 401(k) plan with up to 4% company match
• Quarterly Fringe Benefit reimbursements
• Job-related training reimbursement

About Us
Headquartered in South Korea, DB Insurance is one of the country’s largest and most respected firms, with a rich history dating back to 1962. At DB Insurance USA, we are proud to extend this legacy, offering a wide range of innovative insurance products tailored to meet the diverse needs of our customers. Backed by the strength and stability of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine local expertise with world-class resources to deliver insurance solutions that protect your property, business, and livelihood. With offices across California, Hawaii, New York, and Guam, our dedicated team works to deliver exceptional service, ensuring peace of mind for every policyholder.