Debt Finance and Restructuring Attorney

Job details
A leading regional law firm is seeking a Debt Finance and Restructuring Attorney with approximately 4–7 years of substantive transactional experience to join its Portland office.

Salary: $130,000 - $240,000 per year

A bit about us
Debt Finance and Restructuring Attorney

Associate or Counsel | Portland, Maine

The position may be structured at the Associate or Counsel level depending on experience. The successful candidate will advise a diverse mix of lenders, borrowers, investors, and businesses in financing transactions ranging from traditional bilateral credit facilities to sophisticated acquisition, syndicated, asset-based, and cross-border financings.

This is an excellent opportunity for an attorney who enjoys structuring transactions, drafting and negotiating complex credit documents, and managing deals from the initial term sheet through closing. The role also provides exposure to workouts, restructurings, and distressed situations, although prior restructuring or bankruptcy experience is not required.

Why join us?
Key Responsibilities

Represent lenders and borrowers in secured and unsecured financing transactions.

Structure, document, negotiate, and close bilateral and syndicated credit facilities.

Handle asset-based lending, cash-flow financing, acquisition financing, mezzanine financing, and receivables financing transactions.

Draft and negotiate credit agreements, commitment letters, term sheets, security agreements, guarantees, intercreditor agreements, promissory notes, collateral documents, and closing deliverables.

Conduct and manage due diligence involving organizational documents, material contracts, existing indebtedness, liens, collateral, and regulatory considerations.

Coordinate transaction closings and manage communication among clients, opposing counsel, financial institutions, local counsel, and other participants.

Advise clients regarding amendments, waivers, refinancings, incremental facilities, and other modifications to existing credit arrangements.

Assist with cross-border financing transactions and matters involving multiple jurisdictions.

Advise lenders and borrowers in workouts, restructurings, forbearance arrangements, distressed financings, and enforcement-related matters.

Collaborate with attorneys across corporate, mergers and acquisitions, bankruptcy, real estate, tax, and regulatory practices.

Manage multiple active transactions while maintaining excellent responsiveness and attention to detail.

Take a leading role in transactions and serve as a trusted point of contact for clients.

Mentor junior attorneys and contribute to the development of the finance practice, where appropriate.

Qualifications

Approximately 4–7 years of substantive transactional experience.

Significant experience concentrated in debt finance is strongly preferred.

Proven ability to structure, document, negotiate, and manage financing transactions from term sheet through closing.

Experience with several of the following:

Secured and unsecured credit facilities

Asset-based lending

Acquisition financing

Syndicated lending

Mezzanine financing

Receivables financing

Cross-border financing

Amendments and refinancings

Workouts and restructurings

Experience representing lenders, borrowers, or both.

Strong drafting, negotiation, analytical, and project-management skills.

Excellent attention to detail and the ability to coordinate complex closings.

Practical business judgment and strong client-service abilities.

Experience with restructuring, workouts, insolvency, or bankruptcy matters is desirable but not required.

Broader corporate or commercial transactional experience may be considered where the candidate demonstrates a genuine interest in building a debt finance practice.

Maine Bar admission is preferred. Candidates able to obtain admission promptly may also be considered.

Job Details
Why Consider This Opportunity?
The firm provides sophisticated transactional work within a collaborative regional platform that emphasizes attorney autonomy, client service, and long-term professional development.

Key advantages include:

A diverse mix of lender-side and borrower-side matters.

Exposure to financing transactions of varying sizes, structures, and levels of complexity.

The opportunity to manage transactions from term sheet through closing.

Increasing responsibility and direct client contact.

Collaboration with highly regarded corporate, restructuring, real estate, and regulatory attorneys.

No formal billable-hour requirement.

Performance evaluations that consider factors beyond hours alone, including client service, productivity, leadership, and overall contributions.

Individualized compensation and meaningful discretionary bonus potential.

A hybrid schedule generally allowing two remote days per week, with Tuesday typically serving as a firmwide in-office day.

Flexibility to join at the Associate or Counsel level based on experience.

Long-term advancement opportunities within a firm that places significant emphasis on succession planning.

Sophisticated work without the rigid formulas and bureaucracy often found at larger national firms.

Compensation
Compensation is competitive and individually determined based on experience, qualifications, practice level, performance history, and the overall strength of the candidate's profile.

The firm also offers discretionary bonus opportunities and a comprehensive benefits package.

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot's policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

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