Senior Portfolio Manager

Job Description

Job Title: Senior Portfolio Manager

Department: Commercial Lending

Reports to: Team Lead-Senior Portfolio Manager

Status: ☒ Exempt ☐ Non-Exempt

About the Role

The Senior Portfolio Manager helps grow and protect the Bank’s commercial relationships by underwriting credit opportunities, managing a portfolio of mature loan and deposit relationships, and providing responsive client service. This role brings together credit judgment, relationship management, and business development to support sound decisions, client retention, and responsible portfolio growth.

Work Details

Schedule: Monday – Friday, 8:00 AM - 5:00 PM

Work Location: Onsite

Travel: None

What You’ll Do

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• Underwrite and recommend new loans, credit lines, and credit actions in accordance with Bank policies, procedures, and lending guidelines.
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• Manage a portfolio of mature loan and deposit relationships, focusing on client retention, cross-selling, and responsible growth.
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• Assess financial statements, tax returns, cash flow, collateral, and other information to determine creditworthiness and identify potential risk.
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• Keep credit files complete, accurate, and ready for Credit Administration and regulatory review, including timely resolution of underwriting conditions and pre-funding quality-control requirements.
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• Coordinate the lending process from initial request through closing so clients and internal partners receive timely decisions, and approved transactions are completed accurately.
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• Build and maintain trusted relationships with borrowers, advisors, branch teams, operations, cash management, and other Bank product experts.
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• Develop new loan and deposit relationships and represent the Bank at relevant marketing and industry events.
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• Provide guidance and training to team members while maintaining compliance with applicable laws, regulations, and Bank policies.
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What We’re Looking For

(Required)

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• Bachelor’s degree from a four-year college or university, or an equivalent combination of education and relevant experience.
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• Five or more years of related lending, credit, portfolio management, or comparable experience.
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• Strong knowledge of accounting principles, tax-return analysis, balance sheets, income statements, and cash-flow analysis.
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• Demonstrated ability to evaluate complex credit requests, identify risk, draw sound conclusions, and communicate recommendations clearly.
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• Working knowledge of commercial loan documentation and the ability to manage a high volume of work from multiple sources.
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• Proficiency with Microsoft Word, Excel, and financial-analysis software.
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• Strong written, verbal, presentation, organization, and relationship-management skills.
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• Ability to protect confidential Bank and client information and meet applicable regulatory and policy requirements.
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(Nice to Have)

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• Deep commercial banking product knowledge and experience structuring and executing large or complex transactions.
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• Experience partnering across branch, operations, cash management, and other product teams to deliver coordinated client solutions.
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• Established business-development skills and relevant industry or market relationships.
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Why You’ll Love Working Here

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• Team Culture
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• Growth Opportunities
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• Benefits or Perks
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Posting Location(s):

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• Scottsdale Banking Office; 7150 E Camelback Rd Suite 195, Scottsdale, AZ 85251
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Physical Demands:

In general, the following physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to allow differently abled individuals to perform the essential functions of the job.

(Check the box that applies by double clicking on the box.)

☐ Sedentary: Limited activity, no lifting, limited walking

☐ Moderate: Mostly standing, walking, bending, frequent lifting

☒ Light: Office work, some lifting, bending, stooping or kneeling, walking

☐ Arduous: Heavy lifting, bending, crawling, climbing

The Fine Print

This job description reflects the general nature of the role and may change as business needs evolve. We are an equal opportunity employer. Sunwest Bank works with staff members and customers without regard to race, ancestry, national origin, sex, marital status, age, religion, medical condition, handicap, disability or veteran status and to assist the Bank in maintaining its Affirmative Action Program.

Compliance with Bank Secrecy Act laws and regulations is considered an extremely serious matter, and it is intended that Sunwest Bank, through the purposeful efforts of its employees and officers, are expected to make every resolute attempt to conform to its Bank Secrecy Act Program and Procedures. Failure to comply will be reflected in their performance review as well as in any bonus compensation programs in which they may participate.

Attend and complete all required classroom, computer-based, web-based and seminar training. It is the individual responsibility of every employee to maintain a current awareness and understanding of and to fully comply with Sunwest Bank’s “Code of Ethics and Conduct.” Each employee is also expected to maintain an awareness of the laws, regulations, internal policies and procedures that are appropriate for his/her position.

Note: The preceding job description has been designed to indicate the general nature and level and work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. All job descriptions can be amended without notice as warranted by business necessity.

Federal Deposit Insurance Act This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on Sunwest Bank’s review of criminal conviction history, including pretrial diversions or program entries.