Senior Software Engineer

Sr. Software Engineer

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, and data they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits, and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.

As a Sr. Software Engineer on the CE Payments team, you will be at the forefront of designing and building critical payment systems supporting millions of UnitedHealthcare users. Our team is dedicated to modernizing, scaling, and optimizing the transaction processing experience, ensuring extreme reliability and compliance. You will have the unique opportunity to develop robust backend services and mobile integrations using modern technology stack-including Java, Spring Boot, Python, Azure, AWS, and React Native. Additionally, you will integrate advanced technologies, such as Retrieval-Augmented Generation (RAG) and machine learning tools, to deliver secure, intelligent solutions that strictly protect PHI, PII, and adhere to PCI compliance.

You will enjoy the flexibility to telecommute* from anywhere within the U.S. as you take on some tough challenges.

Primary Responsibilities:

• Design, develop, and deploy scalable, secure, and resilient payment services and microservices using Java, Spring Boot, and Python
• Design, develop, and deploy AI-powered solutions to address complex business challenges with emphasis on responsible use of AI
• Build and maintain containerized applications within cloud environments using AWS, Azure, and Kubernetes
• Leverage enterprise-approved AI tools and frameworks to streamline development workflows, automate repetitive tasks, and drive continuous improvement
• Evaluate emerging technology trends, such as intelligent automation and Retrieval-Augmented Generation (RAG), to inform solution design and strategic innovation
• Securely handle sensitive data in compliance with PCI, PHI, and PII standards, ensuring payment integrations are secure and robust
• Build or optimize cross-platform web and mobile components utilizing JavaScript and React Native
• Collaborate in an Agile/Scrum environment, participating in peer code reviews, CI/CD automation, and guiding junior team members on engineering best practices

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear directions on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Bachelor's degree OR 4+ years of software engineering experience
• 5+ years of experience in professional software engineering, with a focus on designing and building robust backend services
• 3+ years of experience developing Java and Spring Boot
• 2+ years of experience working with containerization and orchestration platforms, such as Docker and Kubernetes
• 2+ years of experience building and deploying applications in cloud environments (AWS or Azure)

Preferred Qualifications:

• Experience working within payment transaction processing, financial systems, or highly secure enterprise platforms
• Experience with JavaScript and React Native for frontend or cross-platform mobile development
• Demonstrated experience with CI/CD automation tools and platforms (e.g., Jenkins, Azure DevOps, GitHub Actions)
• Strong knowledge of security architecture, including encryption, tokenization, and strict adherence to PCI-DSS, PHI, and PII frameworks
• Proven ability to collaborate effectively in cross-functional, highly collaborative agile teams
• 1+ years of experience developing, configuring, or integrating intelligent automation, machine learning capabilities, or Retrieval-Augmented Generation (RAG) workflows

*All Telecommuters will be required to adhere to UnitedHealth Group's Telecommuter Policy.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 - $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.