Commercial Portfolio Manager

Commercial Loan Workout Portfolio Manager Job Locations: US-PA-Doylestown | US-PA-Lancaster | US-DE-Greenville | US-MD-Columbia | US-VA-Virginia Beach | US-NJ-Mt Laurel Overview This is a full‑time, hybrid career opportunity on our Commercial Loan Workout team and will sit within the Fulton Bank footprint as follows: DC, DE, MD, NJ, PA, VA . Primary responsibility is to actively monitor the portfolio quality of assigned commercial businesses' credit relationships including gathering, analyzing and underwriting all business and personal financial data collected for the purpose of issuing, extending, amending, reviewing, monitoring and testing a commercial credit facility for complex and high valued loans and maintaining direct contact with clients in the management of these relationships. Expected to liaise between all parties to ensure timely and efficient analysis that meets the expectations of the Borrowers, Relationship Managers and Credit Officers. Works closely with and assists the Credit Analysts to meet SLA timelines. Responsibilities Support Relationship Managers through underwriting, policy knowledge, credit structuring, and risk assessment in complex credit request packages. Ensure packages are complete, accurate and thoroughly documented. Coordinate meetings to discuss new loan requests, renewals, current and adequate financial statement collection, risk rating assessments, past dues, pipeline and call preparation. Engage in ongoing direct dialogue with clients focusing on the credit relationship. Provide credit management support to the RM to include Watchlist reporting, AQR package completion, and loan review interaction. Monitor covenant testing, financial collection and annual line reaffirmation/term loan review process with associated accounts. Complete industry specific underwriting including analysis and industry sub-sector trends. Facilitate timely receipt of current and adequate financial statements. Analyze financial statements and document client performance, conduct annual credit review meetings with clients along with identified risk and risk factors. Conduct loan portfolio concentration and trend analysis. Generate industry and market analysis reports for production and credit staff. Monitor and assess the loan portfolio for performance trends. Manage data integrity of all data inputs and outputs. Review and update loan systems information to ensure accuracy. Qualifications Education : Bachelor's Degree or the equivalent experience. Specialty: Finance, Economics, Business Administration. (Required) Experience : 5 or more years Commercial Credit or equivalent. (Required) Pay Transparency To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location. The salary range for this position is $81,200.00 - $135,300.00 annually. Additional Compensation Components This job is eligible to participate in a short‑term incentive compensation plan subject to individual and company performance. Benefits As part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future. #J-18808-Ljbffr