Senior Underwriting Specialist, Retail Property

Senior Underwriting Specialist, Retail Property

Join us to play a highly influential role in protecting our clients and growing our business.

Make your mark in underwriting

AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We are reimagining how we help customers to manage risk, transforming our operating model and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

Reporting to the Zonal Underwriting Manager or Underwriting Manager, this role will be primarily responsible to execute the geographic underwriting strategy for Retail Property.

Job Responsibilities:

• This level underwriter typically performs highly technical complex assignments within area of expertise.
• Provides technical direction to management, less senior specialists and underwriters, producers, and claims adjusting personnel.
• Accepts, declines, or modifies new and renewal submissions submitted by brokers. Identifies exposures and analysis required to underwrite an account, as well as the coverage policies, and determines the exposures to loss assumed and restricted by the insuring agreements and the exclusions. Manages a book of business and may participate in the formulation of the budget relative to regional budget/goals. Establishes new business production goals and submission flow relative to the book of business.
• Collaborate with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers while soliciting customer/producer input for improving and enhancing service.
• Develops and implements pricing and negotiation strategy, terms & conditions, and deal structures with brokers and clients while maintaining the quality of the risk and Retail Property strategy.
• May review, evaluate and recommend modifications to underwriting guidelines.
• Participate in special underwriting projects as needed.
• Develop strong, long term relationships with brokers and clients to profitably grow a book of business.
• Provide superior customer service to brokers and clients.
• May draft manuscript endorsements that are particular to an underwriting exposure(s) for approval by legal.
• May be responsible for assigning and managing the work of a team of underwriters while providing guidance.

What you'll need to succeed

• Minimum 7+ years of Commercial Insurance Company, Agency or Brokerage experience.
• Bachelor's degree from a four-year college or university.
• Proven ability to build and maintain strong professional relationships.
• Advanced working knowledge of lines of business Retail Property products including product features, forms, regulatory environments, and risks, etc.
• Demonstrated sales, marketing, and relationship building experience.
• Very strong verbal and written communication skills.
• Highly motivated and results-oriented.
• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
• Willingness to be flexible, learn on the job, and maintain a can-do attitude.
• Comfort with analytical tools and technology

Ready to accelerate your career? We would love to hear from you.

Compensation for this position includes base salary and eligibility for a bonus in accordance with the terms of the applicable incentive plan. In addition, we're proud to offer a range of competitive benefits.