Financial Analyst

Financial AnalystPurpose: Access to affordable, reliable transportation is essential to leading productive work and personal lives, caring well for oneself, one's family, and the needs of others. Through advanced analytics and technology, we can more accurately predict credit risk and provide more people with an affordable auto financing option for their next vehicle. That's what GLS has done for over 10 years, helping more than half a million families meet and improve their transportation needs.People: Join a culture of over 1,000 employees who Care Deeply and Think Boldly, driving innovation in an adaptive and positive culture that celebrates successes. We empower and reward individuals and teams who make direct, positive impacts to the business and each other, who take pride in their work and are ever-raising the bar.Growth: Recognized by Inc 5000 as one of the fastest-growing private companies in America. Join GLS to grow with us!Benefits: GLS offers the below great benefits for your amazing work!Competitive base pay and performance bonuses, dependent on roleMedical, dental, vision, telemedicine, supplemental insurance benefits, long-term and short-term disability401K with employer match and 100% immediate vestingPaid Time Off (PTO) and paid company holidays to help you balance work and personal lifePaid Volunteer Time Off (VTO) AnnuallyTuition ReimbursementParental LeaveBusiness casual work environment***This posting is to enter our campus recruiting and entry-level process for position offers being made for May 2026***What does it mean to be a Financial Analyst at GLS?As a Financial Analyst, you will maintain and update internal and external financial reports and provide monthly and quarterly financial analyses to company leadership. You will modify, as necessary, the corporate five-year financial model and evaluate strategic scenarios and maintain and modify the daily liquidity forecast and vintage cash flow models as well as other related corporate financial models.How will you drive value within the organization as a Financial Analyst?Assist in developing a comprehensive monthly financial report that serves as an internal record of the company's financial results, variances to budget, and current forecastUpdate and maintain the monthly financial report with timeliness and accuracy; develop new analyses or sections of the report as circumstances dictateAnalyze and interpret the forecasted returns for loans originated by the company by updating and maintaining the vintage economics analysesAssist in developing a monthly report that analyzes defaults and recoveries from a financial perspective and assist in interpreting results for senior leadershipUpdate and maintain the monthly financial reporting template that is distributed to the Board of DirectorsDevelop other artifacts as directed by leadership to improve the company's financial reportingReview financial reports that are sent to external parties for accuracyUpdate and maintain the slide deck of financial results that is reviewed quarterly by the Board of DirectorsProvide support to the Accounting team in complex areas, including gain on-sale reporting and the calculation of provision expenseWhat should you already know to be successful as a Financial Analyst?Minimum of bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, or a related field requiredWorking knowledge of accounting and financial concepts requiredExcellent analytical and problem-solving skills requiredProficiency in Excel requiredHigh level of intellectual curiosity required including the inclination and ability to understand the drivers of financial resultsStrong oral and written communication skillsAbility to effectively manage highly sensitive and confidential information, interact at all levels within the organization, and build cross-functional partnerships across the businessExcellent organizational skills with high attention to detail and ability to effectively set and manage multiple conflicting prioritiesProficient computer skills with working knowledge of standard business applications; ability to quickly learn new computer applications as requiredEmployment Requirements:This is an exempt level position whereby business need will dictate the exact work schedule which should be expected to vary at times. Generally, the days and hours of work are Monday through Friday, 8:30am-5:30pmRegular, predictable attendance is required, including in excess of 40 hours per week as business demands dictateEvening and weekend work may be required as job duties demandThe position does not require travelSignificant portions of daily assignments involve application of manual skills requiring motor coordination in combination with finger dexterityRemain in a stationary position up to 100% of the workdayBe able to perform activities such as: viewing a computer terminal, extensive reading, bending, and kneeling2023 California Applicant Privacy NoticeGLS participates in the E-Verify program to confirm the employment eligibility of all newly hired employeesApplicants have rights under Federal Employment LawsFamily and Medical Leave Act (FMLA)Equal Employment Opportunity (EEO)Employee Polygraph Protection Act (EPPA)