Legal and Business Operations Lead

Hybrid in San Diego (La Jolla/UTC) or New York City – 3 days/week in-office About Prism Data: Prism Data is building the future of credit risk assessment using modern data science and transaction-level financial data. Our API-based platform enables banks, fintechs, and lenders to use automated cash flow underwriting—analyzing detailed banking history in real time—to improve credit decisions, expand approvals, and reduce losses. We believe cash flow tells a more accurate story than traditional credit scores alone, and we’re building products that help credit providers make faster, fairer decisions. Prism transforms raw transaction data from any source into highly structured, explainable features and predictive risk scores, including the market-leading CashScore®. Our products sit at the intersection of data engineering, machine learning, and regulated financial decisioning—and are trusted by some of the largest financial institutions and fastest-growing fintechs in the country. Prism is well-funded and backed by leading strategic investors like Synchrony and Citi, along with top-tier venture firms including Obvious Ventures, Valar Ventures, and Core Innovation Capital. Position Overview: Prism is hiring a Legal and Business Operations Lead to systematize and build operational leverage across our legal, regulatory, and general business functions. You will partner closely with teammates across the company in this role and should be passionate about using technology to take on operational inefficiencies and implement scalable solutions. Working closely with our revenue teams, you will build and manage best-in-class operations for legal to support sales, partnerships, and marketing enablement, including incorporating tools and automations to drive higher efficiency, shorter contract cycles, and better contract lifecycle management. You will also operationalize our regulatory monitoring and engagement activities, and ensure that our policies, procedures, and controls are consistently implemented, executed, monitored, and improved. Finally, you will assist in a variety of other general business operations areas, including People/HR operations, facilities management, business licensing and governance, corporate insurance, and other cross-functional workflows that improve how we work together across the business. The ideal candidate brings strong bias for action and experience in building, documenting, operationalizing, and managing streamlined systems to support fast-growing business functions. Experience in fintech is a plus. **This is a hybrid, in-person role in San Diego (La Jolla/UTC) or New York City with 3 days in-office per week.** What You’ll Do: Legal & Regulatory Operations Identify, build, and manage systems that increase throughput, reduce manual effort, and strengthen tracking and data analysis using AI, automation, and other tools. Build and manage operations for monitoring legal and regulatory developments, including open banking, fair lending, the FCRA, the GLBA, and other applicable data privacy frameworks. External relationship management with lawmakers, regulators, industry groups, and other stakeholders. Regulatory compliance for Prism’s data processing and analytics business, including managing policies, procedures, process, monitoring, and issue management. Ensure workflows are well-documented, repeatable, and auditable, with clear roles, escalation paths, and SLAs. Build dashboards, metrics, and reporting to monitor performance. Business Operations Support People/HR operations. Assist with company-wide meetings, onsite events, and operational rhythms. Help with facilities management, including scoping, obtaining, and managing office spaces. Manage business license and registration needs. Administer corporate insurance program. Support other cross-functional projects, program management, operational process improvements, and evolving business needs. Qualifications: Required 5+ years of experience in designing, implementing, and managing systems in legal, GRC, business operations, or a related discipline within fintechs, data analytics SaaS providers, or regulated financial services. Strong familiarity with AI, automation, and workflow tools, documentation and tracking systems, CLM tools, and operational dashboards. Excellent program management and cross-functional communication skills; ability to translate technical legal and regulatory requirements into clear, documented, and reliable systems. Strong analytical, systems-oriented thinking with a high bar for accuracy, clarity, and repeatability. Preferred Experience in fintech managing consumer financial data and related governance. Exposure to open banking, fair lending, the FCRA, the GLBA, other data privacy frameworks, and adjacent regulatory regimes. Technical aptitude and comfort working with technical teams (e.g., Product, Engineering, and Data Science) to incorporate compliance-by-design into systems and workflows. JD, MBA, or business degree. Attributes for Success Highly structured operator with strong instincts for process and documentation. Bias toward clarity, efficiency, and accountability. Able to handle ambiguity while maintaining operational discipline. Comfortable balancing detail-oriented execution with cross-functional coordination. Strong ownership mentality in a fast-moving, high-expectations environment. Other Information: Target base salary for this role is expected to be between $100,000 and $120,000 per year, with additional equity-based compensation. Prism provides a comprehensive benefits plan, including medical, dental, vision, and 401(k). Pay is based on factors such as scope, experience, skillset, and location. Pay and benefits are subject to change at any time, consistent with the at-will nature of employment at Prism and the terms of any applicable compensation or benefit plans. Prism is an equal opportunity employer and values diversity. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Prism is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. Please let us know if you need assistance with your application or interviews due to a disability. #J-18808-Ljbffr Prism Data