Staff Accountant

About Summit Mortgage

Summit Mortgage Corporation is a privately held independent mortgage banker. We originate residential mortgage loans through Retail and Wholesale (TPO) channels. Our finance and accounting team is the foundation of how we run the business, and we are investing in the people, process discipline, and systems required to scale the company responsibly.

The Role

We are hiring a Staff Accountant to strengthen the foundation of our accounting team. This is an onsite, full-time role focused on accurate transaction recording, timely reconciliations, and the day-to-day discipline that keeps our books clean and our close on schedule. You will work directly under the CFO and play a visible part in our broader effort to build a finance function that supports a growing mortgage banking platform.

The right person for this role takes ownership of the work in front of them, follows through on commitments, and treats accuracy and timeliness as professional standards rather than goals. You are organized, detail-oriented, and comfortable being held to clear expectations.

What You'll Do

• Daily transaction work - Post journal entries, process AP and AR activity, record cash movement, and maintain the general ledger with a high level of precision.
• Reconciliations - Complete bank, balance sheet, and account reconciliations on the close calendar. Investigate and resolve reconciling items rather than carrying them forward.
• Month-end close support - Deliver assigned schedules, journal entries, and supporting documentation on time so the close runs predictably each month.
• Loan-level and warehouse activity - Support loan-level accounting and warehouse-related tracking as assigned. (No prior mortgage experience required - we will train.)
• Documentation - Maintain workpapers and supporting files that are organized, traceable, and ready for review by management or auditors.
• Issue resolution - Identify unusual items, posting errors, or process gaps and escalate clearly to the CFO with a recommended fix.
• Cross-department support - Partner with payroll, servicing, branch operations, and other teams when transaction support or research is needed.

What You'll Bring

Required

• Bachelor's degree in Accounting, Finance, or a closely related field.
• 1-3 years of accounting experience (internships and accounting-specific co-op work counted).
• Working knowledge of GAAP and standard accounting cycles (AP, AR, GL, reconciliations, month-end close).
• Strong Excel skills (pivot tables, lookups, basic formula chains). Comfort with formal accounting systems.
• Ability to work onsite full-time at the corporate office. (9600 54th Ave N, Suite 100 - Plymouth, MN)
• Strong written and verbal communication; able to explain what you did, why, and what is still open.

Preferred (Not Required)

• Mortgage banking, banking, or financial services accounting experience.
• Exposure to loan-level accounting, warehouse line activity, or servicing accounting.
• Experience with mid-market accounting systems (e.g., Sage Intacct, NetSuite, Microsoft Dynamics) or a mortgage-specific system such as AMB or LoanVision.
• CPA candidate, in progress, or active.

What Good Performance Looks Like

• Reconciliations are complete, supportable, and submitted on the close calendar.
• Posting errors are rare and corrected quickly when identified.
• Open and aging items are visible, tracked, and worked down.
• The close benefits from steady daily and weekly execution rather than month-end firefighting.

Compensation

Compensation range: $52,000 - $72,000 per year, depending on experience, plus eligibility for company-sponsored benefits. Final offer reflects qualifications, relevant experience, and demonstrated capability.

Benefits

• Medical, dental, and vision coverage.
• 401(k) with company match.
• Paid time off and company holidays.
• Life and disability insurance.
• Professional development support.

Equal Employment Opportunity

Summit Mortgage Corporation is an Equal Opportunity Employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other characteristic protected by applicable law. Summit Mortgage participates in E-Verify and complies with all applicable federal, state, and local employment laws.