Actuarial Product Consultant

Is the opportunity to join a culture where "We Do the Right Thing," and "We Courageously Shape Our Future Together" important to you? If so, Guardian is seeking a resolute motivated individual to join our team as an Actuarial Product Consultant. This role will be part of Guardian's Annuity Pricing and Structured Solutions Team. The successful candidate will play a crucial and multifaceted role in the context of pricing, development, and support of existing and new annuity products. This position requires a curious, technically proficient, and highly analytical individual who enjoys sophisticated solutions design including hands‑on modeling and contributing to regular as well as exploratory product pricing. This is a visible role that involves collaboration with multiple areas, including product development, valuation, finance, hedging, reinsurance, IT, legal, and corporate actuarial. You are An actuary with a passion for both ALM modeling and economic analysis/risk management and with the ability to communicate effectively to a wider audience. You are skilled at applying actuarial principles, logic, programming, and business knowledge to solve complex problems. You will Collaborate with cross‑functional teams to support pricing strategy and NBV reporting for existing and future annuity products. Conduct detailed actuarial analysis and modeling to ensure accuracy in pricing and reporting. Assist in the development and validation of actuarial models, ensuring compliance with company and regulatory model governance standards. Lead or contribute to projects related to new product development and enhancements to existing annuity models and offerings. Work closely with senior leadership to align pricing strategies with overall business objectives. Perform ad hoc analysis and provide actuarial support to cross‑functional teams. Communicate the results to senior leaders through well‑organized and documented spreadsheets, PowerPoint presentations, memos, and emails. You have Recent FSA designation from the Society of Actuaries required. 5+ years of insurance‑relevant experience preferably in areas such as product pricing, economic capital or cash flow testing modeling and reporting. Experience with asset and/or liability modeling in GGY AXIS required. Knowledge of financial derivatives and hedging is a plus. Experience with Python and VBA is a plus. Excellent analytical, problem‑solving, and communication skills. Knowledge of individual or group annuity products, such as income annuity, MYGA, registered index‑linked annuities and fixed index annuities or group in‑plan annuity solutions is a plus. Ability to work independently and lead multiple projects in a collaborative team environment. Proficiency in Microsoft Office. Reporting Relationships This role reports to the Head of Annuity Strategy, who reports to the Head of Annuity Strategy. Location Hybrid role – 3 days in a Guardian office located in Hudson Yards, NYC or Holmdel, NJ. 2 days WFH. Salary Range $152,290.00 – $250,195.00. The salary range reflected above is a good‑faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation. Our Promise At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill‑building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. Inspire Well‑Being As part of Guardian’s Purpose – to inspire well‑being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at Benefits apply to full‑time eligible employees. Interns are not eligible for most company benefits. Equal Employment Opportunity Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law. Accommodations Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact View email address on click.appcast.io. Please note: this resource is for accommodation requests only. For all other inquiries related to your application and careers at Guardian, refer to the Guardian Careers site. Visa Sponsorship Guardian is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship. Current Guardian Colleagues Please apply through the internal Jobs Hub in Workday. #J-18808-Ljbffr Guardian Life Insurance Company